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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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895 Santa Rosa Boulevard Unit 206 , Fort Walton Beach, FL 32548
$399,000
Est. Payment: $2,204.42/mo
2 Bed
2 Bath
1074 Sqft
Status: Active | Days on site: 42
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Harrison Lilly Team
Owner/Operator

House Description

Experience the best of the Emerald Coast at this beautifully updated two-bedroom condo at SeaCrest on Okaloosa Island. Perfectly positioned on the second floor and closer to the beach, this inviting retreat combines comfort, style, and convenience in one of the building's most desirable locations. SeaCrest underwent a major exterior renovation in 2022, featuring all-new windows, sliding glass doors, and fresh exterior paint. Inside, the condo offers an effortlessly livable floor plan with sophisticated touches throughout, including bamboo flooring, an upgraded kitchen, updated furnishings and décor, a Google Nest thermostat, a new hot water heater installed in 2022, and a new refrigerator with an ice maker added in 2025. A standout feature of this property is the deeded covered parking spa ce -- a rare and highly sought-after benefit not available with all SeaCrest units. Residents and guests also enjoy an impressive array of amenities, including a sparkling indoor/outdoor swimming pool heated during the winter months, a fitness center, a BBQ area, ample parking, and, of course, the sugar-white sands and emerald waters just steps from your door.

Highlights

Listed by At The Beach Team , 850-654-3325 and Courtney Ledezma , 850-608-0677 Keller Williams Realty Destin , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2000

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Seacrest Condominiums

Listing ID

1002487

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Elevator, Owner's Closet, Pantry, Shelving, Washer/Dryer Hookup

Exterior Features

Sewer:Public Sewer
Principal Interest
$2,204
Taxes
$354
HOA
$0

Home Price

$399,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,204.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,204.42 $353.86 $0.00 $2,558.28
Yearly $26,453.01 $4,246.33 $0.00 $30,699.34
Total $793,590.31 $127,389.90 $0.00 $920,980.21

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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