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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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116 SW Cowrie Ave , Fort Walton Beach, FL 32548
$310,000
Est. Payment: $1,572.26/mo
3 Bed
2 Bath
1168 Sqft
Status: active | Days on site: 117
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this charming corner-lot cottage shaded by beautiful oak trees. This home has been thoughtfully updated with major improvements, including a full rewire, new roof, new HVAC system, and LVP flooring all completed in 2021. Bathrooms were tastefully remodeled in 2023 with ceramic tile flooring. The kitchen features a GE gas range/oven and Whirlpool refrigerator (2022), along with updated countertops and crown molding added in 2024. Additional upgrades include a newer screened porch and gutters. The open floor plan creates a spacious feel, complemented by a bonus space off the living room which can be an office, 2nd living room or other flex space.

Highlights

Listed by Casey M Tetman , 850-460-4517 Equity & Trust Realty Inc , 850-910-1274. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.3

Year Built

1963

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Seabreeze 6Th Addn

Listing ID

999246

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Disposal, Refrigerator, Stove/Oven Gas, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Ceiling Crwn Molding, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Corner,Within 1/2 Mile to Water
Lot Dimensions:115 x 120
Zoning:Resid Single Family
Others:
  • Additional:Yard Building, Patio Open, Porch Screened
Sewer:Public Sewer
Principal Interest
$1,572
Taxes
$144

Home Price

$310,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$62,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,572.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,572.26 $143.51 $0.00 $1,715.77
Yearly $18,867.14 $1,722.10 $0.00 $20,589.24
Total $566,014.14 $51,663.00 $0.00 $617,677.14

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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