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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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101 SW Cowrie Ave , Fort Walton Beach, FL 32548
$350,000
Est. Payment: $1,775.13/mo
3 Bed
2 Bath
1520 Sqft
Status: pending | Days on site: 229
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

All the upgrades you want at an affordable price. This 3 bedroom, 2 bath home includes a dedicated office space and has already seen major improvements: a new roof (2021), HVAC system (2019), and water heater (2020). Ideally located near downtown Fort Walton Beach, you'll enjoy convenient access to shopping, dining, and are just minutes from the sugar white beaches of Okaloosa Island and Destin. Inside, the home features high vaulted ceilings and a striking built-in shiplap accent wall complete with cabinetry and an electric fireplace. A versatile bonus room with its own exterior entrance to the backyard offers endless possibilities, perfect for a home office, playroom, or hobby space. Ceiling fans throughout for added comfort. The kitchen features quartz countertops, stainless steel appliances, a single-basin sink, gold hardware and faucet, and a pantry closet. Split floor plan with a private primary suite, including a walk-in closet with custom shelving and a bathroom with a stand-alone shower. Backyard includes a painted deck, privacy fencing, built-in firepit with rock surround, and paved patio areas on both sides of the deck. Double gate with concrete pad offers RV or boat parking. Presented with staging furniture.

Highlights

Listed by Paul A Domenech , 850-543-1418 Keller Williams Realty FWB , 850-226-6323. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.21

Year Built

2001

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Seabreeze 6Th Addn

Listing ID

990780

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • Additional:Ceiling Vaulted, Fireplace, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Dead End,Flood Insurance Req,Level,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:118.1 x 72.97
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Fenced Back Yard, Yard Building, Deck Open, Patio Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Oversized
Principal Interest
$1,775
Taxes
$274

Home Price

$350,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,775.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,775.13 $274.08 $0.00 $2,049.21
Yearly $21,301.61 $3,288.90 $0.00 $24,590.51
Total $639,048.23 $98,667.00 $0.00 $737,715.23

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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