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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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816 Patio Rd , Fort Walton Beach, FL 32547
$295,000
Est. Payment: $1,629.83/mo
3 Bed
2 Bath
1248 Sqft
0.23 Acres
Status: Active | Days on site: 26
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ECBU - E3911
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Harrison Lilly Team
Owner/Operator

House Description

NO HOA and approximately $25,000 in renovations completed in 2013! With an effective year built of 2012, this extensively updated three-bedroom, two-bath home offers comfortable everyday living, low-maintenance features, and attractive potential for an owner-occupant or investment-minded buyer. Improvements included new windows, an updated kitchen, electrical, plumbing, HVAC, water heater, flooring, updated bathrooms, lighting, doors, and ceilings. A cozy fireplace enclosed 10-by-12-foot porch, dedicated laundry room, carport, brick exterior, and fenced backyard add even more appeal. Shopping is approximately .2 miles away, numerous local dining favorites are within about half a mile, and the white-sand beaches and emerald waters of the Gulf Coast are approximately five miles from home. The bright enclosed porch welcomes you inside and provides a comfortable spot to enjoy your morning coffee or unwind at the end of the day. From there, step into the living room, where recessed lighting and a fireplace create a warm, inviting atmosphere. The dining area flows naturally between the living room and kitchen, making the layout ideal for relaxed meals, entertaining, and everyday routines. Down the hall, the primary bedroom features two closets and a private full bathroom. Two additional bedrooms and a second full bath provide flexibility for guests, a home office, or additional living space. Whether you are searching for a primary home, a long-term rental opportunity, or an addition to your investment portfolio, the no-HOA setting, extensive improvements, fenced yard, and central Fort Walton Beach location make this property a compelling opportunity.

Highlights

Listed by Tamela Leann Hayes , 850-259-6404 Coldwell Banker Realty , 850-863-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

Year Built

1970

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Schoolview

Listing ID

1011764

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet New
Other:
  • ▪ Additional:Fireplace, Lighting Recessed, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Level
Lot Dimensions:124x82
Zoning:Resid Multi-Family
Others:
  • ▪ Additional:Fenced Back Yard, Porch Screened, Fenced Chain Link
Sewer:Public Sewer
Principal Interest
$1,630
Taxes
$121

Home Price

$295,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$59,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,629.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,629.83 $121.02 $0.00 $1,750.85
Yearly $19,557.99 $1,452.20 $0.00 $21,010.19
Total $586,739.70 $43,566.00 $0.00 $630,305.70

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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