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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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324 SW Harbor Pl , Fort Walton Beach, FL 32548
$349,950
Est. Payment: $1,774.88/mo
3 Bed
2 Bath
1250 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome home to 324 Harbor Pl SW, a turnkey Fort Walton Beach residence offering total peace of mind, thoughtful design, and coastal luxury. Step inside an interior where every single detail is completely brand new. Designed with an earthy, organic color palette, the home seamlessly pairs warm, grounded tones with light-filled open spaces. Major structural and mechanical updates include brand-new windows and doors throughout, a complete high-efficiency HVAC system with all-new ductwork, fully rewired electrical, brand-new plumbing, and a gas water heater. The chef-inspired kitchen serves as the heart of the home, complete with all brand-new stainless appliances, custom cabinetry, sleek quartz countertops, a gas range, and a beautiful convenient pot filler. Bathrooms are expertly crafted with designer tile, warm vanity accents, and timeless fixtures. Situated in a prime Fort Walton Beach neighborhood with quick access to Highway 98 and top-rated local schools, this location makes daily commutes, school runs, and trips to the Gulf's famous white-sand beaches effortless. Just a 10 minute drive to the Okaloosa Island accesses! With zero upcoming maintenance needs, modern organic finishes buyers demand, and an unbeatable coastal location, this property represents an exceptional short-term rental investment opportunity or a worry-free primary residence. Schedule your private tour today!

Highlights

Listed by Brandon L Sexton , 850-333-0690 Diamond Gulf Realty , 850-333-0690. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

Year Built

1964

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Santasia Park

Listing ID

1009977

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Kitchen Island, Lighting Recessed, Newly Painted, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Level,Sidewalk,Within 1/2 Mile to Water
Lot Dimensions:120x85
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard
Sewer:Community Sewer
Principal Interest
$1,775
Taxes
$53

Home Price

$349,950

Loan Details

30 yrs
6.529%

Down Payment

20%
$69,990
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,774.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,774.88 $53.31 $0.00 $1,828.19
Yearly $21,298.56 $639.76 $0.00 $21,938.32
Total $638,956.93 $19,192.80 $0.00 $658,149.73

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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