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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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321 Harbor Pl , Fort Walton Beach, FL 32548
$599,900
Est. Payment: $3,042.26/mo
4 Bed
3 Bath
2205 Sqft
Status: active | Days on site: 69
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Home to be built--lot is cleared and construction is underway, with the builder anticipating a September closing! Coastal charm meets custom craftsmanship in this beautiful new construction. Situated on an oversized .26-acre lot in an established neighborhood, this all-brick home offers quality finishes and thoughtful design throughout. Inside, you'll find quartz countertops, soft-close cabinetry, luxury vinyl plank flooring, and no carpet. The chef-inspired kitchen features a custom backsplash, abundant storage, gas range, side-by-side refrigerator, and a premium gas appliance package--perfect for everyday living and entertaining. The split-bedroom floor plan includes 4 bedrooms and 3 full baths. The spacious primary suite offers a walk-in closet, soaking tub, and tiled shower. Two additional bedrooms share a full bath, while the fourth bedroom features a private en-suite, ideal for guests or multigenerational living. Enjoy outdoor living from the covered front porch or relax in the backyard after a long day. A spacious 3-car garage and additional parking pad provide plenty of room for boats, RVs, and other recreational vehicles. For added peace of mind, the home includes a 1-year builder warranty, 10-year structural warranty, and a 1-year termite bond.

Highlights

Listed by Nikki Segraves Wood , 850-420-0955 ERA American Real Estate , 850-651-2454. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.24

Year Built

2026

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Santasia Park Lot 5 Blk A

Listing ID

1004648

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Gas
Air Cond:Ceiling Fans,Gas
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:80x140
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Sprinkler System, Patio Covered
Sewer:Public Sewer
Parking Features:Boat,Guest,RV
Principal Interest
$3,042
Taxes
$57

Home Price

$599,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$119,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,042.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,042.26 $57.31 $0.00 $3,099.58
Yearly $36,507.16 $687.75 $0.00 $37,194.91
Total $1,095,214.90 $20,632.50 $0.00 $1,115,847.40

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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