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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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757 Seahorse Ave , Fort Walton Beach, FL 32548
$699,900
Est. Payment: $3,866.85/mo
3 Bed
3 Bath
1650 Sqft
0.37 Acres
Status: Active | Days on site: 4
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ELPT - E2843
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Harrison Lilly Team
Owner/Operator

House Description

Approximately 639 feet from public beach access leading to the sugar-white sand and Gulf, this freshly updated coastal retreat offers Gulf views, a private pool, and more than 1,600 square feet of outdoor living space. The interior has been refreshed with new coastal-inspired wall colors and freshly painted kitchen cabinetry, creating a bright, clean look that complements the home's natural light and island setting. Located in one of Okaloosa Island's most desirable residential neighborhoods, where short-term vacation rentals are not permitted, the property offers a rare combination of beach proximity, privacy, and relaxed coastal living. More than 1,000 square feet of elevated decking, along with additional covered outdoor areas and patio space, provides multiple places to enjoy Gulf breezes, sunrises, sunsets, and gatherings with family and friends. Inside, the spacious open-concept floor plan is designed for comfortable everyday living and easy entertaining. The chef's kitchen features freshly painted custom cabinetry, abundant storage, granite countertops, and an impressive 8-foot by 11-foot center island topped with a single slab of granite. Walls of windows fill the living areas with natural light while capturing views toward the Gulf. The home also features an owned solar energy system that is included in the sale, allowing the new owner to enjoy the benefits of solar without assuming a solar lease. After a day at the beach, relax beside the private pool, entertain on the expansive decks, or take a short stroll to nearby Santa Rosa Sound access for paddleboarding, kayaking, fishing, and boating. The generous corner lot provides additional privacy and outdoor space rarely found this close to the beach. Unlike many beach communities, this neighborhood offers a quieter residential atmosphere without the constant turnover of weekly vacation rentals. Dining, shopping, entertainment, and area attractions are all conveniently nearby. Whether you are searching for a primary residence, second home, or family beach retreat, this property offers Gulf views, public beach access, a private pool, extensive outdoor living space, an owned solar energy system, and a freshly updated coastal interior in one of Okaloosa Island's most sought-after locations.

Highlights

Listed by David B Connart , 850-259-1702 LPT Realty LLC , 877-366-2213. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.37

Year Built

1988

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Santa Rosa Island

Listing ID

1012380

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Freezer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Security System, Stove/Oven Gas
Air Cond:Wall/Window Unit(s),Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted, Split Bedroom

Exterior Features

Lot:Corner,Covenants,Restrictions,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:110 x 140
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Fenced Back Yard, Pool - Gunite Concrt, Separate Living Area, Shower, Sprinkler System, Deck Enclosed, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$3,867
Taxes
$603

Home Price

$699,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$139,980
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Monthly Price:
$3,866.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,866.85 $603.41 $0.00 $4,470.26
Yearly $46,402.16 $7,240.96 $0.00 $53,643.12
Total $1,392,064.81 $217,228.80 $0.00 $1,609,293.61

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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