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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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738 Starfish Ave , Fort Walton Beach, FL 32548
$1,399,000
Est. Payment: $7,095.46/mo
8 Bed
6 Bath
6432 Sqft
Status: active | Days on site: 85
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Now Offered at $1,399,000 | Gulf Views & Beach Access This spacious Gulf-view home, located directly across from beach access, is designed with families who love the beach in mind. From the moment you step inside, you're greeted by an elegant 20-foot foyer that sets a relaxed, coastal tone for unforgettable family time at the shore. An impressive hardwood staircase, beautiful chandeliers, and warm, comfortable furnishings create an inviting atmosphere throughout the home. The large gourmet kitchen serves as the heart of the house, featuring a generous island with breakfast bar seating, granite countertops, white cabinetry, and stainless-steel appliances--perfect for cooking big family meals after a day at the beach. The first floor offers incredible flexibility for family living and entertaining, with an additional family room, a full second kitchen with a gas range, a dining area, and two guest bedrooms. These spaces can easily double as a kids' hangout, game room, or movie night retreat. Upstairs, the third floor includes another spacious family room and four additional bedrooms, giving everyone room to spread out and relax. Multiple covered decks on each level invite you to unwind together while enjoying Gulf breezes and sweeping sunset views over both the Gulf of Mexico and Santa Rosa Sound. With its generous layout, multiple gathering spaces, and unbeatable beachside location, this home is perfect for families who want to make lasting beach memories.

Highlights

Listed by Ashley N Belden , 850-496-2189 Coldwell Banker Realty , 850-863-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

Year Built

2015

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Santa Rosa Island

Listing ID

1000887

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:8
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Washer
Air Cond:Ceiling Fans
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Atrium, Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Guest Quarters, Kitchen Island, Lighting Recessed, Pantry, Upgraded Media Wing, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Within 1/2 Mile to Water
Lot Dimensions:70 x 145
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Fenced Back Yard, Deck Covered, Fenced Lot-All
Sewer:Public Sewer
Parking Features:Garage,Guest
Principal Interest
$7,095
Taxes
$1,248

Home Price

$1,399,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$279,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,095.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,095.46 $1,247.70 $0.00 $8,343.16
Yearly $85,145.57 $14,972.35 $0.00 $100,117.92
Total $2,554,367.05 $449,170.50 $0.00 $3,003,537.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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