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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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731 Sailfish Dr , Fort Walton Beach, FL 32548
$973,900
Est. Payment: $4,939.44/mo
3 Bed
4 Bath
2350 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

PRIVATE ISLAND RETREAT with 42' L-SHAPED POOL / QUIET SINGLE-FAMILY NEIGHBORHOOD / RV PAD with UTILITIES. This is a rare completely renovated Okaloosa Island home that offers the perfect blend of coastal lifestyle, privacy, and everyday comfort - just steps from the Gulf of America and directly across from the Santa Rosa Sound. Walking access to both the Beach and Sound Situated on a large corner lot in a wonderful single-family neighborhood with no short-term rentals. Enjoy coastal living plus the shade of mature trees- inviting outdoor entertaining spaces and one of the most unique backyard settings on the island. The home welcomes you with abundant natural light, distinctive open -concept layout designed for both entertaining and relaxed island living. Recently updated, this home is better than new! * New flooring * New impact rated windows * New roof * New Trex staircase + rooftop deck * Upgraded kitchen w/ Silestone countertops * New bathrooms * New AC /heat pump units x2 * New tankless water system * New horizontal privacy fencing * New Zoysia lawn * all walls and ceilings level 5 skim coat * Spiral staircase * screened porch * Inviting front porch * Large workshop w AC * Large RV pad w utilities This is more than a home, it's where memories are made...morning beach walks, afternoons by the pool, sunsets from the deck. A place for friends, family and fun! Lets do this....

Highlights

Listed by Bob M Haines , 850-797-8763 Beach to Beach Realty , 850-797-8763. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.32

Year Built

1971

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Santa Rosa Island

Listing ID

1009969

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Dual Fuel, Water Heater - Tnkls
Air Cond:Ceiling Fans
Fireplaces:
Floor:Floor Hardwood
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Lighting Recessed, Newly Painted, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot Dimensions:0.31
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Fenced Back Yard, Lawn Pump, Pool - Vinyl Liner, Shower, Sprinkler System, Patio Enclosed, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$4,939
Taxes
$621

Home Price

$973,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$194,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,939.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,939.44 $620.86 $0.00 $5,560.30
Yearly $59,273.24 $7,450.34 $0.00 $66,723.58
Total $1,778,197.34 $223,510.05 $0.00 $2,001,707.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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