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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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631 Pelican Dr , Fort Walton Beach, FL 32548
$1,295,000
Est. Payment: $6,568.00/mo
5 Bed
3 Bath
3182 Sqft
Status: active | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Live in the beach house you've always dreamt of on Okaloosa Island. This Coastal Colonial home sits on one of the island's largest corner lots (0.39 acres) and is 3,200 + sq. ft. fully updated with a detached home office. This location offers rare views of both the Gulf of America and the Intercoastal Waterway and you are just 40 steps from the sugar white sand beaches. From the moment you pull into the circle drive, you can hear the waves and feel the ocean breeze. Outside you will find FIVE newly stained decks and a massive inground gunite swimming pool. This stunning 5 bed/3 bath has been completely remodeled with high-end finishes, custom tilework, and thoughtful upgrades. Inside has a flexible layout with multiple living spaces and two custom kitchens, allowing for the option of multi-generational living. Take in the amazing gulf views from the master bedroom and bathroom. Four additional bedrooms and two full bathrooms are just as spectacular with space for the whole family. You will enjoy true convenience with duel washer/dryer hookups located on each level. Throughout the home you will see solid, custom interior doors made of the finest stain grade walnut, top of the line Cortec waterproof Blonde Oak flooring, and custom plantation shutters for each room. This unique beach house is both a lifestyle and an investment. Schedule your private showing today and experience luxury coastal living at its finest!! Seller will also provide 1 year Assurant home warranty.

Highlights

Listed by Joshua R Winters , 618-926-3085 Coldwell Banker Realty , 850-863-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.37

Year Built

2002

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Santa Rosa Island

Listing ID

1009046

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Stove/Oven Gas, Washer, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Laminate,Floor Tile
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Raised, Ceiling Vaulted, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Corner,Level,Within 1/2 Mile to Water
Lot Dimensions:110x150
Zoning:County, Resid Single Family
Others:
  • Additional:Rain Gutter, Balcony, Fenced Back Yard, Hurricane Shutters, Lawn Pump, Pool - Gunite Concrt, Shower, Sprinkler System, Yard Building, Deck Open, Porch, Fenced Lot-All, Fenced Privacy
Sewer:Public Sewer
Parking Features:Boat
Principal Interest
$6,568
Taxes
$310

Home Price

$1,295,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$259,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,568.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,568.00 $309.87 $0.00 $6,877.86
Yearly $78,815.95 $3,718.38 $0.00 $82,534.33
Total $2,364,478.44 $111,551.40 $0.00 $2,476,029.84

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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