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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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427 Ed St , Fort Walton Beach, FL 32547
$574,900
Est. Payment: $3,176.24/mo
4 Bed
3 Bath
2205 Sqft
0.25 Acres
Status: Active | Days on site: 5
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EWIM - E22675
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Harrison Lilly Team
Owner/Operator

House Description

NO MORTGAGE PAYMENT UNTIL 2027- PLUS 2% ($11,480) CREDIT TOWARDS YOUR CLOSING COST if closed by the end of October. USE THIS FREE MONEY TO BUY DOWN YOUR MORTAGE RATE. Solid, Brand new construction- 4 bedroom, 3 full bath brick home sit on a corner lot is set for completion at the end of October 2026. The builder also includes a fence, blinds & fridge! This is not your average builder grade home, this home comes with a custom high-end feel. Some finishes include quartz countertops throughout, soft close cabinets, LVP flooring- no carpet, elegant, modern satin nickel and black, a gas package and so much more! The primary bedroom is spacious with a walk-in closet, tiled shower, and a soaking tub. Bedrooms 2 and 3 share a jack and jill bathroom while the 4th bedroom is en suite. The gourmet kitchen offers high end finishes to include a beautiful backsplash, tons of storage space and an appliance package featuring a gas range. The front porch is the perfect spot to enjoy a cup of coffee, while the back porch is the perfect spot to relax in the evening. Home is conveniently located in an established neighborhood just 3 miles to the emerald waters of Okaloosa Island. Home is a short distance to Hurlburt Airforce base and Eglin Airforce base. The local grocery store is just down the street too. Home comes with a 1 yr. builder's warranty, 10 yr structural warranty and a 1 yr termite bond.

Highlights

Listed by Courtney L Solley , 850-376-4058 Century 21 Wimco Realty Inc , 850-664-2100. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.25

Year Built

2026

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Re S/D Race Track Rd S/S Lot 14 Blk E

Listing ID

1012241

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Refrigerator, Stove/Oven Gas, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Ceiling Raised, Ceiling Tray/Cofferd, Lighting Recessed

Exterior Features

Lot:Corner
Lot Dimensions:100 x 110
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Lawn Pump, Sprinkler System, Patio Covered, Fenced Lot-All
Sewer:Public Sewer
Parking Features:Oversized
Principal Interest
$3,176
Taxes
$366

Home Price

$574,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$114,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,176.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,176.24 $366.50 $0.00 $3,542.74
Yearly $38,114.88 $4,397.99 $0.00 $42,512.86
Total $1,143,446.29 $131,939.55 $0.00 $1,275,385.84

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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