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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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402 Gerold St , Fort Walton Beach, FL 32547
$334,900
Est. Payment: $1,698.55/mo
4 Bed
2 Bath
1510 Sqft
Status: active | Days on site: 67
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

OWNER FINANCING AVAILABLE! Welcome home to this beautifully remodeled 4-bedroom, 2-bath residence perfectly situated in the heart of Fort Walton Beach. Offering an unbeatable location just minutes from both Eglin Air Force Base and Hurlburt Field, this move-in ready home combines modern updates with everyday convenience. Step inside to discover an inviting split floor plan featuring brand-new luxury vinyl plank flooring throughout and fresh interior finishes designed for today's lifestyle. The stunning kitchen has been completely transformed with new hardwood soft-close cabinetry, elegant tier 2 quartz countertops, a deep farmhouse-style sink, and a full suite of brand-new stainless steel appliances-creating the perfect space for both entertaining and daily living. Additional upgrades provide peace of mind for years to come, including a brand-new roof, new HVAC system, new water heater, and all new interior doors throughout the home. The spacious layout offers four generously sized bedrooms, providing flexibility for growing families, guests, or a home office. Outside, you'll find a large lot with an expansive backyard offering endless opportunities for outdoor enjoyment, gardening, or future additions. With plenty of parking options available, there's ample space for multiple vehicles, recreational equipment, or visitors. Don't miss your opportunity to own this fully updated Fort Walton Beach gem in a prime location close to military bases.

Highlights

Listed by Trey E Ellison , 850-374-2117 Coldwell Banker Realty , 850-863-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

Year Built

1962

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Racetrack Road Resub

Listing ID

1005318

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Stove/Oven Gas, Warranty Provided
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Fireplace, Newly Painted, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Level
Lot Dimensions:88X118
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard
Sewer:Public Sewer
Principal Interest
$1,699
Taxes
$69

Home Price

$334,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$66,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,698.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,698.55 $68.53 $0.00 $1,767.08
Yearly $20,382.60 $822.31 $0.00 $21,204.91
Total $611,477.86 $24,669.30 $0.00 $636,147.16

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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