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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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214 SW Miracle Strip Parkway 406b , Fort Walton Beach, FL 32548
$199,900
Est. Payment: $1,013.86/mo
1 Bed
1 Bath
325 Sqft
Status: pending | Days on site: 18
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience the best of Emerald Coast living from this beautifully appointed fourth floor condo at Pirate's Bay. This unit offers breathtaking views of the Santa Rosa Sound, a private balcony overlooking the pool and waterfront, and includes a boat slip C018, making it the perfect retreat for boaters, investors, or anyone seeking a relaxed coastal lifestyle. This well-maintained condo is being offered fully furnished, allowing for a seamless move-in or vacation rental opportunity. Prefer to bring your own style? The furnishings can also be removed to accommodate your needs. Enjoy resort-style amenities including a waterfront pool, marina, and beautifully maintained grounds. Spend your days boating, fishing, paddleboarding, or simply relaxing while taking in spectacular sunsets over the water. Conveniently located in the heart of Fort Walton Beach, you're just minutes from the sugar-white beaches of Okaloosa Island, restaurants, shopping, entertainment, and both Eglin Air Force Base and Hurlburt Field. Whether you're looking for a primary residence, vacation home, or income-producing investment, this waterfront gem offers the perfect combination of location, amenities, and coastal charm.

Highlights

Listed by Summer C Dawson , 850-830-7045 NextHome Cornerstone Realty , 850-389-8787. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1986

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Pirates Bay Ph 1

Listing ID

1007263

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile

Exterior Features

Lot:Gulf/Pass
Others:
  • Additional:Balcony
Sewer:Community Sewer
Principal Interest
$1,014
Taxes
$178
HOA
$0

Home Price

$199,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,013.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,013.86 $177.93 $0.00 $1,191.79
Yearly $12,166.26 $2,135.18 $0.00 $14,301.44
Total $364,987.83 $64,055.40 $0.00 $429,043.23

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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