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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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210 Pelham Rd Unit 220A , Fort Walton Beach, FL 32547
$184,900
Est. Payment: $1,021.55/mo
3 Bed
2 Bath
1282 Sqft
Status: Active | Days on site: 184
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EAM4 - E28224
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Harrison Lilly Team
Owner/Operator

House Description

Live the Florida Dream with a 3.6% Interest Rate with assumable mortgage. Imagine waking up, grabbing your paddle board, and heading straight out to Cinco Bayou from your private community dock. This rare, 3-bed/2-bath condo makes the Florida lifestyle your everyday reality. Perfectly positioned for convenience, you are only minutes from Eglin AFB and just a short drive to vibrant downtown dining, shopping, and entertainment. Step inside to find a move-in-ready space featuring durable LVP flooring and convenient in-unit laundry. The ingenious layout includes a third bedroom with its own private entrance, offering incredible privacy for guests or an excellent setup for a long-term roommate to help pay your mortgage. Enjoy the amenities: a sparkling bayfront pool, tennis courts, a grilling courtyard, and dedicated on-site storage. Units with this kind of space, water access, proximity to the base, and phenomenal financing terms are rare. Grab your piece of paradise before it's gone!

Highlights

Listed by Kimberly J Nilles , 850-603-5975 ERA American Real Estate , 850-682-4822. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1975

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Pier One Condo

Listing ID

993081

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Washer/Dryer Hookup

Exterior Features

Lot:Bayou
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$1,022
Taxes
$118
HOA
$0

Home Price

$184,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$36,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,021.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,021.55 $117.55 $0.00 $1,139.10
Yearly $12,258.55 $1,410.65 $0.00 $13,669.20
Total $367,756.51 $42,319.50 $0.00 $410,076.01

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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