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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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866 Santa Rosa Boulevard Unit 102 , Fort Walton Beach, FL 32548
$425,000
Est. Payment: $2,155.52/mo
1 Bed
2 Bath
820 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your dream beachfront escape! A unique feature of Pelican Isle 102 is its elevated position above the parking garage. While numbered as a first-floor unit, it is not ground level, offering enhanced Gulf views, added privacy, and easy access without sacrificing elevation. This beautifully updated Gulf-front 1-bedroom, 2-bath condo provides direct access to Fort Walton Beach's sugar-white sand beaches. This cozy and inviting beachfront retreat is a rare find on Okaloosa Island, featuring over $60K in renovations and upgrades. Designed for both comfort and functionality, the spacious floor plan includes built-in hallway bunk beds and a sleeper sofa, providing plenty of room for family and guests. The interior showcases luxury vinyl plank flooring with an added sound barrier, creating a quiet and comfortable atmosphere. Beautifully updated bathrooms feature gorgeous walk-in showers and high-end finishes. Enjoy a full-size washer and dryer plus a newer HVAC system for comfort and efficiency. The open-concept kitchen offers granite countertops, stainless steel appliances, a tile backsplash, and ample storage, making it ideal for entertaining or preparing meals after a day at the beach. The living area is warm and welcoming, highlighted by a charming faux fireplace that adds character and ambiance. Your private Gulf-front balcony, furnished with Polywood seating, is the perfect place to enjoy morning coffee, coastal breezes, and breathtaking beach sunsets. Turnkey!

Highlights

Listed by Debra G Kendrick , 850-830-0650 Scenic Real Estate , 850-830-8030. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2002

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Pelican Isle

Listing ID

1004501

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Fireplace, Hallway Bunk Beds, Lighting Recessed, Owner's Closet, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Gulf
Others:
  • Additional:Balcony, Hurricane Shutters
Sewer:Public Sewer
Principal Interest
$2,156
Taxes
$420
HOA
$0

Home Price

$425,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,155.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,155.52 $419.75 $0.00 $2,575.27
Yearly $25,866.24 $5,037.00 $0.00 $30,903.24
Total $775,987.13 $151,110.00 $0.00 $927,097.13

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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