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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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321 Bream Ave Unit 604 , Fort Walton Beach, FL 32548
$425,000
Est. Payment: $2,155.30/mo
2 Bed
2 Bath
1089 Sqft
Status: pending | Days on site: 241
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

A 18' boat slip (#19) with a lift deeded. Prime short-term rental opportunity on Okaloosa Island! This penthouse, top-floor condo features 10 ft. ceilings and truly unbeatable proximity to the best of Northwest Florida just minutes to the white-sand beaches, waterfront dining, boutique shopping, and entertainment in both Downtown Fort Walton Beach and Destin. Whether for personal escape or as a high-performing STR, this location is hard to match. Located in a gated community, this property includes 2 covered assigned parking spots 39 & 40, owner storage lockers in the parking garage, and impressive amenities: a community pool & hot tub and a 25' boat slip (#19) with a lift. Enjoy panoramic views of the Intracoastal Waterway from the spacious balcony, accessible through a large glass sliding door that fills the living space with natural light. Inside, the unit offers tile flooring throughout, crown molding, and an open layout ideal for hosting guests. The kitchen features a convenient breakfast bar, a white enamel dual-basin sink, and plenty of cabinet and countertop space. The primary bedroom has a large picture window overlooking the water, a ceiling fan, and an ensuite bathroom complete with a glass-tiled walk-in shower with built-in seat. Additional conveniences include a full-size washer and dryer in the unit. Whether you're looking to capitalize on Okaloosa Island's thriving vacation-rental market or secure your own waterfront retreat, this penthouse unit checks all the boxes.

Highlights

Listed by Paul A Domenech , 850-543-1418 Keller Williams Realty FWB , 850-226-6323. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1999

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Palm Court Yacht Club

Listing ID

990430

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Intracoastal Wtrwy,Bay
Others:
  • Additional:Balcony, Boat Slip, Boatlift
Sewer:Public Sewer
Principal Interest
$2,155
Taxes
$432
HOA
$0

Home Price

$425,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,155.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,155.30 $432.01 $0.00 $2,587.30
Yearly $25,863.55 $5,184.06 $0.00 $31,047.61
Total $775,906.54 $155,521.80 $0.00 $931,428.34

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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