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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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321 Bream Ave Unit 309 , Fort Walton Beach, FL 32548
$398,000
Est. Payment: $2,198.89/mo
2 Bed
2 Bath
1089 Sqft
Status: Active | Days on site: 176
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ETCI - E6842
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Great PRICE REDUCTION, AND Seller is offering $10,000 toward Buyers closing costs! Wake up to sparkling water views and end your day just steps from your deeded boat slip--this coastal retreat offers the best of both worlds! Located on the Intracoastal Waterway, this 2 bedroom, 2 full bath condo is a short walk from the Gulf via your private boardwalk.Freshly painted and filled with natural light, this condo offers stunning water views to create a peaceful coastal ambiance. Boating enthusiasts will love the included 25 ft. boatslip on your private marina. Additional features include the gated property, assigned covered parking and a storage locker--ideal for all your beach and boating essentials.This property also presents an excellent opportunity as a short term rental, making it a versatile option for both personal enjoyment and investment.
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Highlights

Listed by Linda B Bryan , 850-420-1151 TruChoice Realty , 850-974-8687. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1999

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

Palm Court Yacht Club

Listing ID

998889

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Newly Painted, Owner's Closet, Shelving, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Intracoastal Wtrwy,Bay
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Boat Slip, Dock, Hot Tub, Pool - Enclosed, Shower, Patio Open, Porch, Fenced Privacy
Sewer:Public Sewer
Parking Features:Boat,Covered,Guest
Principal Interest
$2,199
Taxes
$133
HOA
$0

Home Price

$398,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,198.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,198.89 $133.44 $0.00 $2,332.34
Yearly $26,386.71 $1,601.32 $0.00 $27,988.03
Total $791,601.36 $48,039.60 $0.00 $839,640.96

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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