Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

321 Bream Ave Unit 205 , Fort Walton Beach, FL 32548
$399,000
Est. Payment: $2,204.42/mo
2 Bed
2 Bath
1089 Sqft
Status: Active | Days on site: 290
Get Pre-Qualified
EFAC - E2292
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Amazing new lower price and spectacular views of the Santa Rosa Sound, Intracoastal Waterway, Brooks Bridge, and Palm Court Yacht Club. Great opportunity to own a waterfront condo INCLUDING a boatslip and all the resort amenities. Enjoy the breezes on your private balcony, watching the boats float by and all the other sights and sounds of waterfront living. This condo unit is uniquely positioned in the development to provide upper floor views with parking right out your front door. And Palm Court Yacht Club is uniquely positioned to provide adjacent boardwalk access from the Palm Court pool directly to the Gulf by way of the Blue Dolphin Beach Access. This condo unit is ready for your updates and decorator touch so set an appointment soon to come take a look!

Highlights

Listed by Gregory M Smith , Seahorse Realty Inc , 850-796-2040. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1999

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Palm Court Yacht Club

Listing ID

989971

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Range Hood, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Split Bedroom

Exterior Features

Lot:Intracoastal Wtrwy,Sound
Others:
  • ▪ Additional:Balcony, Boat Slip, Dock
Sewer:Public Sewer
Parking Features:Covered,Guest
Principal Interest
$2,204
Taxes
$403
HOA
$0

Home Price

$399,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,204.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,204.42 $403.25 $0.00 $2,607.67
Yearly $26,453.01 $4,839.00 $0.00 $31,292.01
Total $793,590.31 $145,170.00 $0.00 $938,760.31

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

© 2026 Emerald Coast Multiple Listing Services