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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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804 Tarpon Dr , Fort Walton Beach, FL 32548
$895,000
Est. Payment: $4,539.27/mo
5 Bed
5 Bath
4499 Sqft
Status: active | Days on site: 131
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to a truly one-of-a-kind opportunity on Okaloosa Island- where creativity, craftsmanship, and family living come together. Built in 1978 through the vision of an engineer and an interior decorator, this expansive 2 story home offers a rare blend of thoughtful design and artistic flair. Every corner reflects a balance of structure and style, creating a residence that is as functional as it is distinctive. Designed with flexibility in mind, the home is perfectly suited for multigenerational living or a custom reimagining of you dream coastal retreat. The second floor lives like a complete residence of its own, featuring three spacious bedrooms, a large kitchen, open living area, laundry and a stunning balcony that captures serene bay views. The first floor offers incredible versatility with two primary bedrooms, a bunk area, full kitchen, office space, laundry, and a comfortable living room that opens onto a covered- walk-out porch-- perfect for entertaining or unwinding in the coastal breeze. With its gererous layout, unique character, and prime island location, this home presents endless opportunities- whether you envision updating, expanding, or preserving its original charm. A rare find with room to grow, adapt and truly make your own. Features: Steam Shower, Sauna, Beach access within 1/4 mile, bay view, easement behind home so no one can build behind you. two laundry rooms, two kitchens

Highlights

Listed by Muri C Kersanac , 850-240-0467 Berkshire Hathaway HomeServices , 850-502-5995. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.27

Year Built

1978

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Okaloosa Island

Listing ID

1000326

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:5
Appliances:Dryer, Washer, Water Heater - Elect
Other:
  • Additional:Hallway Bunk Beds, Split Bedroom, Wallpaper, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Easements,Within 1/2 Mile to Water
Lot Dimensions:75 X 157.5
Zoning:City, Resid Single Family
Others:
  • Additional:Balcony, Sauna/Steam, Shower, Deck Covered
Sewer:Public Sewer
Principal Interest
$4,539
Taxes
$264

Home Price

$895,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$179,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,539.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,539.27 $264.39 $0.00 $4,803.66
Yearly $54,471.25 $3,172.72 $0.00 $57,643.97
Total $1,634,137.61 $95,181.60 $0.00 $1,729,319.21

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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