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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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318 NW Oakland Cir , Fort Walton Beach, FL 32548
$359,900
Est. Payment: $1,988.40/mo
4 Bed
2 Bath
1659 Sqft
0.21 Acres
Status: Active | Days on site: 3
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EKW11 - E32932
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Come check out this beautifully updated 4 bedroom,2 bath home. Charming updates creating an inviting area for entertaining & lasting memories, home offers two spacious living areas, including a comfy gathering space by a wood burning brick fireplace with built-in bookshelves. Hardwood floors flow through most of the home, carpeted bedrooms. Recessed lighting adds a bright modern touch with an open kitchen this is both stylish & practical, featuring: stainless steel stove, built-in microwave, dishwasher & breakfast bar. To add to your living space you will find a Florida room that opens up to a beautiful paver patio space for your outdoor enjoyment of relaxing. The backyard equally impressive with large concrete block workshop with electricity ideal for storage, hobbies, or private workspace. Recent updates include Metal Roof 2024, Electrical 2024, Water Heater 2024, offering peace of mind for years to come. Covered carport for everyday convenience. Centrally located to shopping, schools, and just minutes to our sugary white beaches.
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Highlights

Listed by Caryn S Hurst , 850-685-6922 Keller Williams Realty Navarre , 850-515-0250. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.21

Year Built

1961

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

OAKLAND HEIGHTS Lot 28 blk 5

Listing ID

1011914

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Fireplace, Lighting Recessed, Newly Painted, Washer/Dryer Hookup

Exterior Features

Lot:Interior
Lot Dimensions:131X82
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Lawn Pump, Sprinkler System, Porch Open
Sewer:Public Sewer
Parking Features:Carport,Carport Attached,Oversized
Principal Interest
$1,988
Taxes
$262

Home Price

$359,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$71,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,988.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,988.40 $261.97 $0.00 $2,250.37
Yearly $23,860.75 $3,143.68 $0.00 $27,004.43
Total $715,822.44 $94,310.40 $0.00 $810,132.84

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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