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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1964 Chesapeake Ridge , Fort Walton Beach, FL 32547
$429,000
Est. Payment: $2,370.16/mo
3 Bed
2 Bath
1847 Sqft
0.14 Acres
Status: Pending | Days on site: 8
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ELVA - E25531,E23195
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Harrison Lilly Team
Owner/Operator

House Description

*2.25% Assumable VA Loan* Don't miss your opportunity to be the next proud owner of this beautiful home that's nestled within a cul-de-sac in one of the most desirable communities in Fort Walton Beach - Northridge Creek! Ideally located within very close proximity to both Eglin AFB and Hurlburt Field, this home blends charm, functionality, and convenience in one truly special property! Inside this 3BR/2BA/1,847SqFt/2-Car Garage home is a welcoming entry that flows effortlessly into the dining space that's been enhanced with plantation shutters on the large front windows and it opens into a very large living room with a tray ceiling that elevates the entire main living area. A gas fireplace is located in the corner of the living room with a white wooden mantle that anchors the space and creates a warm, inviting focal point. This home features a thoughtfully designed open & split floorplan that's perfect for entertaining. It's been beautifully upgraded with plank tiled floors in all main areas and all rooms have been recently painted with ''Accessible Beige'' by Sherwin-Williams. All 3 bedrooms are carpeted and each contain walk-in closets providing ample storage. The kitchen boasts stainless steel kitchen appliances, corian countertops, recessed lighting, pantry cabinets, a breakfast bar for casual dining, and a spacious breakfast nook area. The expansive primary suite is enhanced with a tray ceiling and provides plenty of room to have a reading nook/office space. The tilled primary bathroom offers 2 separate cultured marble vanities, a large cultured marble walk-in shower, a separate cultured marble jetted soaking tub, and a large walk-in closet. Outside, there are underground utilities and a well pumped irrigation system that irrigates the front and back yards.Enjoy entertaining your family, friends, and/or your fur babies within the privacy fenced backyard space that requires very minimal lawn maintenance. You'll have peace of mind knowing the major system items have been updated: 2019 shingle roof, 2026 water heater, and a 2015 HVAC unit with a Pristine Air UV System. This home is move in ready, thoughtfully upgraded, offers the ideal balance of location, function, style, low maintenance, and provides easy access to bases, beaches, and everyday conveniences. Don't wait! Let's schedule your private tour today! ~ Affordable Home Insurance quote is for $1,745.55/Yr. ~ HOA fee is only $150 per year. ~ Solar panels will be paid off by Sellers at closing. *** 1964 Chesapeak Ridge is only.... * 1 mile to the HCA Florida Fort Walton Destin Hospital (Fort Walton Beach Medical Center) * 6.8 miles to the Destin-Fort Walton Beach Airport * 5.9 miles to the main (front) gate to Eglin AFB * 4.5 miles to the back gate of Hurlburt Field AFB * 21 miles to Army 7th Group Special Forces compound * 11 miles to US Coast Guard Station Destin * 19 miles to Naval School Explosive Ordnance Disposal * 18 miles to Duke Field AFB * 0.6 miles to Liza Jackson Preparatory School * 6.4 miles to Longwood Elementary School * 1.9 miles to Pryor Middle School * 2.1 miles to Choctawhatchee High School * 2.2 miles to Northwest Florida State College * 7.2 miles to the beach at the Boardwalk on Okaloosa Island * 3.8 miles to Publix * 2 miles to Walmart * 1.7 to Mooney Park Pickleball Courts

Highlights

Listed by Emily J Hooks , 850-699-6165 Elevation Realty Inc , 850-419-6168. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

Year Built

1999

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

North Ridge Creek S/D

Listing ID

1012468

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Raised, Ceiling Tray/Cofferd, Ceiling Vaulted, Lighting Recessed, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Cul-De-Sac,Interior,Level,Restrictions
Lot Dimensions:70X81X70X84
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Fenced Back Yard, Lawn Pump, Patio Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,370
Taxes
$271
HOA
$0

Home Price

$429,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$85,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,370.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,370.16 $270.63 $0.00 $2,640.79
Yearly $28,441.96 $3,247.56 $0.00 $31,689.52
Total $853,258.75 $97,426.80 $0.00 $950,685.55

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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