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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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509 Apache St , Fort Walton Beach, FL 32547
$449,900
Est. Payment: $2,485.63/mo
4 Bed
2 Bath
1812 Sqft
0.14 Acres
Status: Active | Days on site: 63
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ECBU - E33986
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

This home is set for completion at the end of October! This thoughtfully designed 4 bedroom, 2 bathroom home offers 1,812 square feet of beautifully crafted living space with a spacious 2 car garage. Featuring an open concept floor plan and soaring 9 foot ceilings, this home is designed for comfortable everyday living and effortless entertaining. The spacious primary suite is a true retreat, complete with an elegant tray ceiling, upgraded walk in shower, and generous walk in closet. The kitchen is both stylish and functional, featuring a large walk in pantry and seamless flow into the main living and dining areas. Built with durable brick and Hardie exterior finishes, this home combines timeless curb appeal with low maintenance living. Step outside to enjoy the covered lanai, the perfect place to relax with your morning coffee or entertain family and friends. The cherry on top is that the home is equipped with a well pump and irrigation system and privacy fence.
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Highlights

Listed by Olivia A Wolff PLLC , 850-865-3533 Coldwell Banker Realty , 850-863-4563. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.14

Year Built

2026

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

N/A

Listing ID

1008299

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Water Heater - Elect
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Corner
Lot Dimensions:50x150
Zoning:Resid Single Family
Others:
  • ▪ Additional:Porch, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$2,486
Taxes
$287

Home Price

$449,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$89,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,485.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,485.63 $286.81 $0.00 $2,772.44
Yearly $29,827.59 $3,441.74 $0.00 $33,269.33
Total $894,827.77 $103,252.05 $0.00 $998,079.82

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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