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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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46 NW Hemlock Dr , Fort Walton Beach, FL 32548
$354,000
Est. Payment: $1,955.80/mo
3 Bed
2 Bath
1598 Sqft
0.25 Acres
Status: Active | Days on site: 106
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EBST - E28985
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to this charming ranch-style home situated on a quarter-acre lot with no HOA and short-term rental potential, offering flexibility for homeowners and investors alike. Nestled beneath mature shade trees, this property features a functional single-level floor plan and a desirable location. Enjoy quiet evenings in the screened in Florida room located just off the spacious den. Conveniently located near shopping, dining, parks, schools, and the beautiful Emerald Coast beaches. This property is a rare opportunity to enjoy Florida living with freedom, flexibility, and investment potential. This is the kind of property you'll want to see in person!
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Highlights

Listed by Kieu C Erickson , 850-533-7872 Bastion Realty LLC , 850-420-1959. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.25

Year Built

1961

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

Municipal S/D

Listing ID

1004901

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Range Hood, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Gas
Air Cond:Central Air
Fireplaces:Fireplace
Floor:Floor Vinyl
Other:
  • ▪ Additional:Fireplace, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Level,Survey Available
Lot Dimensions:80 x 135
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Yard Building, Patio Open, Porch, Porch Open, Porch Screened, Fenced Chain Link, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$1,956
Taxes
$342

Home Price

$354,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$70,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,955.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,955.80 $341.83 $0.00 $2,297.63
Yearly $23,469.59 $4,101.93 $0.00 $27,571.52
Total $704,087.64 $123,057.90 $0.00 $827,145.54

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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