Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

I agree to receive automated marketing calls and texts (SMS/MMS) from Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE, its affiliates and their agents. Msg & data rates may apply. Msg frequency varies. Reply STOP to cancel. Consent is not required for purchase. I also agree to the Terms of Use and Privacy Policy.

main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
main property photo 35
main property photo 36
main property photo 37
main property photo 38
main property photo 39
main property photo 40
main property photo 41
main property photo 42
main property photo 43
main property photo 44
main property photo 45
main property photo 46
main property photo 47
View All (48)
property photo 1
property photo 2
property photo 3
238 NW Martisa Rd , Fort Walton Beach, FL 32548
$399,999
Est. Payment: $2,028.51/mo
3 Bed
2 Bath
1392 Sqft
Status: active | Days on site: 177
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator
View agent profile
Email
Call

House Description

NEW ROOF with accepted offer. One of this property's standout features is the fully equipped detached cottage!A private living space complete with its own bedroom, full bathroom, living area, and full kitchen. Whether used as a guest retreat, in-law suite, private home office, or potential rental opportunity, this separate residence offers incredible flexibility and value. With the main home and cottage combined, you'll enjoy 1,872 square feet of living space totaling four bedrooms and three full bathrooms ,perfect for multi-generational living or those seeking additional income potential. Upgrades include a new two car hurricane-impact garage door, irrigation system with timer, and pool pump with timer. Enjoy a screened patio, new pool deck, privacy fence, shed, and quick access to downtown and water.
Show more

Highlights

Listed by Haroula J Turner , 850-612-5167 Coldwell Banker Realty , 850-682-4300. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.34

Year Built

1968

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

Municipal 2Nd Add Lot 20 Blk F

Listing ID

994816

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Pantry, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:55x120x160x130
Zoning:Resid Single Family
Others:
  • ▪ Additional:Separate Living Area, Patio Enclosed, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$2,029
Taxes
$122

Home Price

$399,999

Loan Details

30 yrs
6.528%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,028.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,028.51 $122.07 $0.00 $2,150.58
Yearly $24,342.10 $1,464.85 $0.00 $25,806.95
Total $730,263.15 $43,945.50 $0.00 $774,208.65

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services