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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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238 NW Martisa Rd , Fort Walton Beach, FL 32548
$399,999
Est. Payment: $2,209.94/mo
3 Bed
2 Bath
1392 Sqft
0.34 Acres
Status: Active | Days on site: 177
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ECU3 - E9580
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

NEW ROOF with accepted offer. One of this property's standout features is the fully equipped detached cottage!A private living space complete with its own bedroom, full bathroom, living area, and full kitchen. Whether used as a guest retreat, in-law suite, private home office, or potential rental opportunity, this separate residence offers incredible flexibility and value. With the main home and cottage combined, you'll enjoy 1,872 square feet of living space totaling four bedrooms and three full bathrooms ,perfect for multi-generational living or those seeking additional income potential. Upgrades include a new two car hurricane-impact garage door, irrigation system with timer, and pool pump with timer. Enjoy a screened patio, new pool deck, privacy fence, shed, and quick access to downtown and water.
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Highlights

Listed by Haroula J Turner , 850-612-5167 Coldwell Banker Realty , 850-682-4300. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.34

Year Built

1968

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

Municipal 2Nd Add Lot 20 Blk F

Listing ID

994816

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Pantry, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:55x120x160x130
Zoning:Resid Single Family
Others:
  • ▪ Additional:Separate Living Area, Patio Enclosed, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$2,210
Taxes
$122

Home Price

$399,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,209.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,209.94 $122.07 $0.00 $2,332.01
Yearly $26,519.24 $1,464.85 $0.00 $27,984.09
Total $795,577.27 $43,945.50 $0.00 $839,522.77

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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