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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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946 Emily Cir , Fort Walton Beach, FL 32547
$334,500
Est. Payment: $1,696.34/mo
3 Bed
2 Bath
1305 Sqft
Status: pending | Days on site: 23
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 946 Emily Circle, a beautifully updated 3-bedroom, 2-bath home offering 1,305 square feet of comfortable living in the Mills Landing neighborhood. Perfect for first-time buyers, this move-in ready home combines modern updates with an unbeatable location. Inside, you'll find upgraded flooring throughout, quartz countertops in both the kitchen and bathrooms, updated bathroom fixtures and accessories, and fresh paint in select areas, creating a clean, modern feel. Major system updates provide peace of mind, including a new roof (2022), HVAC system (2020), and water heater (2024). The low-maintenance backyard is ideal for those who want to spend less time on yard work and more time enjoying their home. Conveniently located just minutes from Walmart, Sam's Club, Lowe's, restaurants, shopping, and everyday amenities, this home also offers quick access to everything Fort Walton Beach has to offer. Whether you're looking for your first home, downsizing, or adding to your investment portfolio, this well-maintained property is one you won't want to miss. Schedule your private showing today!

Highlights

Listed by Derrick E Mork , 262-955-9643 Diamond Gulf Realty , 850-333-0690. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.11

Year Built

1994

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Mills Landing

Listing ID

1007519

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Range Hood, Refrigerator, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Breakfast Bar, Fireplace, Newly Painted

Exterior Features

Lot:Level
Lot Dimensions:55x85
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard
Sewer:Public Sewer
Principal Interest
$1,696
Taxes
$69

Home Price

$334,500

Loan Details

30 yrs
6.528%

Down Payment

20%
$66,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,696.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,696.34 $69.29 $0.00 $1,765.64
Yearly $20,356.14 $831.49 $0.00 $21,187.63
Total $610,684.09 $24,944.70 $0.00 $635,628.79

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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