ASSUMABLE VA LOAN AT 3.125% Well-maintained 3-bedroom, 2-bath home conveniently located in the heart of Fort Walton Beach. With quick access to Eglin AFB, Hurlburt Field, Duke Field, shopping, dining, and local beaches, this move-in-ready property is an excellent opportunity for first-time homebuyers, investors, or those looking to downsize. Inside, you'll find fresh interior paint, updated flooring in select areas, and an open living and dining layout with bamboo flooring filled with natural light. The kitchen offers stainless steel appliances, ample cabinet space, and a functional layout that flows into the main living area for comfortable everyday living. The primary suite features coffered ceilings, wood-look vinyl flooring, and unique one-way glass French doors, along with an ensuite bath with dual vanities. Additional highlights include a brand-new roof, recessed lighting, an oversized garage with built-in shelving and workspace, and a partially fenced backyard with patio space for relaxing or entertaining. Security cameras, washer, and dryer will also convey. NO HOA and NO flood insurance required. Combined with the rare assumable VA loan opportunity, this home offers outstanding value and affordability in today's market. Schedule your private showing today!