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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3 Ipswich Cir , Fort Walton Beach, FL 32547
$475,000
Est. Payment: $2,624.31/mo
4 Bed
3 Bath
2325 Sqft
0.29 Acres
Status: Active | Days on site: 1
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Harrison Lilly Team
Owner/Operator

House Description

This house has been through a saga. For a while there, it was almost as if squatters were holding it hostage. The standoff is over, the hostage has been freed, and it's ready for its happy ending with you. 3 Ipswich Circle has 2,325 sq ft, an in-ground pool under mature trees, a brick fireplace, arched windows, and a kitchen updated in 2022. The expensive items are already done: a new roof and gutters (Dec 2025), HVAC (2023), a full rewire (2022), and an added pantry (2024). Offered at $475,000 strictly AS IS, cleaned, with the pool and yard kept up. Hungry for more? Order à la carte: pick any repairs, updates, or concessions, and they're added to the purchase price dollar for dollar and completed before closing. Or save yourself the drive-thru decision fatigue with one of our Value Meals: #1 The Classic, $525,000: the rendered look with a natural Florida yard, bath walls painted, retro charm kept #2 The Deluxe, $550,000: the rendered look with bath tile glazed, plus landscaping #3 The Super-Size, $575,000: the rendered look with remodeled bathrooms. No substitutions required. Please pull forward to the first window, AKA: call your favorite REALTOR® and schedule your showing ASAP! Hurry, while supplies last! (The price will change as updates/repairs get made.) Photos marked as renderings show potential finishes, not current condition.

Highlights

Listed by Ashley M Botelho , 850-533-6219 Realty ONE Group Emerald Coast , 850-842-3211. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.29

Year Built

1974

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Kenwood 3Rd Add Lot 28 Blk C

Listing ID

1012912

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Smooth Stovetop Rnge, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Laminate,Floor Tile
Other:
  • ▪ Additional:Fireplace, Kitchen Island, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Interior,Level,Sidewalk
Lot Dimensions:65x153x143x115
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,624
Taxes
$429

Home Price

$475,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,624.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,624.31 $428.63 $0.00 $3,052.94
Yearly $31,491.68 $5,143.59 $0.00 $36,635.27
Total $944,750.37 $154,307.70 $0.00 $1,099,058.07

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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