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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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354 Billfish Ave Unit 203 , Fort Walton Beach, FL 32548
$348,000
Est. Payment: $1,922.65/mo
2 Bed
3 Bath
1149 Sqft
Status: Active | Days on site: 209
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ETP6 - E23154
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Harrison Lilly Team
Owner/Operator

House Description

Must see! This beautifully renovated 2-bedroom, 2.5-bath condo located on desirable Okaloosa Island, perfectly positioned between Destin and Fort Walton Beach. This thoughtfully updated home features an open and inviting floor plan with new luxury flooring throughout, porcelain tile in the bathrooms, recessed lighting, and a fully updated kitchen with refreshed cabinetry, countertops, and appliances. The spacious living area is ideal for both relaxing and entertaining, highlighted by a newly installed fireplace set against a stylish shiplap accent wall. The kitchen seamlessly overlooks the living room, creating a functional and welcoming space for gatherings. Enjoy the coastal lifestyle with the beach just a short walk away, along with close proximity to the Okaloosa Island Boardwalk offering dining, shopping, fishing, and entertainment. Convenient access to both Destin and Fort Walton Beach provides even more options for restaurants, attractions, and everyday conveniences. This property is well suited as a primary residence, second home, or vacation rental opportunity, offering comfort, style, and an exceptional island location.

Highlights

Listed by Elizabeth Boswell , 850-543-8128 The Premier Property Group , 850-337-1555. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1978

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Islandwood Condo

Listing ID

993734

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Microwave, Refrigerator, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Fireplace, Lighting Recessed, Newly Painted

Exterior Features

Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$1,923
Taxes
$315
HOA
$0

Home Price

$348,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$69,600
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Monthly Price:
$1,922.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,922.65 $315.33 $0.00 $2,237.98
Yearly $23,071.80 $3,783.95 $0.00 $26,855.75
Total $692,153.95 $113,518.50 $0.00 $805,672.45

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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