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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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862 Scallop Ct Unit 108 , Fort Walton Beach, FL 32548
$284,900
Est. Payment: $1,574.03/mo
1 Bed
2 Bath
765 Sqft
Status: Active | Days on site: 341
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ERPG - E29148,E29147
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Unit 108, a beautifully refreshed ground-floor condo offering relaxed coastal living with convenient beach access. Thoughtfully updated within the past two years — including new appliances and the removal of popcorn ceilings — this inviting space blends comfort, style, and low-maintenance design, perfect for full-time living, a vacation getaway, or an investment opportunity. Inside, you'll find new vinyl plank flooring, fresh interior paint, and newer appliances that enhance the clean, open layout. The plumbing and HVAC system have also been updated, providing added value and efficiency. Enjoy the benefits of ground-level living, where you can grill outdoors and access the walkway leading over the dunes to the white sandy beaches of Okaloosa Island. The complex has been recently revitalized with new exterior paint, windows, walkways, and an updated pool area, creating an attractive and well-maintained coastal community. This income-producing property allows for short-term rentals, giving you flexibility whether you're seeking a personal retreat, an investment, or both. With an assigned parking space and a prime island location, Unit 108 delivers the best of coastal convenience and modern comfort.

Highlights

Listed by Sean R Lauten , 850-557-9792 and Tiffany L Lauten , 850-585-1760 Realty Pro Group LLC , 850-557-9792. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

1983

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Island Sands Condo

Listing ID

987399

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Water Heater - Elect

Exterior Features

Principal Interest
$1,574
Taxes
$274

Home Price

$284,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$56,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,574.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,574.03 $274.09 $0.00 $1,848.12
Yearly $18,888.38 $3,289.06 $0.00 $22,177.44
Total $566,651.33 $98,671.80 $0.00 $665,323.13

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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