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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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862 Scallop Court # 104 , Fort Walton Beach, FL 32548
$299,000
Est. Payment: $1,516.47/mo
1 Bed
2 Bath
765 Sqft
Status: active | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Beachfront Bargain with Proven Rental Income! Looking for an affordable way to own Gulf-front property on the Emerald Coast? Island Sands 104 offers the perfect combination of beachfront living and investment ROI with great rental income year after year. Forget the crowds, elevators, and parking headaches. This ground-floor Gulf-front condo is located in a charming 27-unit low-density community on Okaloosa Island, allowing you to park just outside your door and step directly from your private patio onto the boardwalk leading to the sugar-white sand and emerald waters. Beautifully maintained and move-in ready, the condo features bright coastal décor, updated bathrooms, fresh paint, newer furnishings, and updated appliances. Enjoy watching the kids play in the grassy area outside your patio while you relax to the sound of the waves. Island Sands is a low density beach resort offering a community pool, grilling area, and direct beach access. Extensive recent property improvements have all been paid for, and this little beach community is turning heads! Conveniently located near dining, shopping, entertainment, and local attractions, this low-density beachfront retreat is a favorite among both owners and vacation guests. Whether you're looking for a personal beach getaway, an income-producing investment, or both, Island Sands 104 is a rare opportunity to own Gulf-front property at an exceptional value. Schedule your private showing today

Highlights

Listed by Abbott Martin Group , 850-460-2900 and Lily Q Falzone , 850-292-0105 EXP Realty LLC , 850-460-2900. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1983

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Island Sands Condo

Listing ID

1004921

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet New
Other:
  • Additional:Breakfast Bar, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Gulf
Others:
  • Additional:BBQ Pit/Grill, Patio Covered
Sewer:Public Sewer
Principal Interest
$1,516
Taxes
$310
HOA
$0

Home Price

$299,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,516.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,516.47 $309.55 $0.00 $1,826.02
Yearly $18,197.66 $3,714.60 $0.00 $21,912.26
Total $545,929.77 $111,438.00 $0.00 $657,367.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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