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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1330 SE Miracle Strip Pkwy Unit 313 , Fort Walton Beach, FL 32548
$315,000
Est. Payment: $1,597.62/mo
2 Bed
2 Bath
750 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Beach in the front. Bay in the back. Welcome to Hermitage Condominiums on Okaloosa Island — where you truly get the best of both worlds. This top-floor, corner-positioned unit sits closest to the bay, delivering panoramic views of Choctawhatchee Bay and front-row seats to unforgettable sunsets. Directly across the street, you'll find John Beasley Park and public beach access to the sugar-white sands and emerald waters that make this stretch of coastline famous. Spend your mornings on the Gulf, your afternoons by the bayfront pool, and your evenings watching the sunset from your private balcony. Not a bad routine. Inside, the unit has been thoughtfully renovated with a clean coastal design and comes fully furnished  ready to enjoy or rent immediately. The living room couch is a brand new queen sleeper sofa. The two-bedroom layout offers private bathrooms for each bedroom, ideal for guests. The guest room features a queen bed plus a custom-built twin above, maximizing sleeping capacity without sacrificing comfort. Water views extend from the living room, primary bedroom, and balcony  because if you're buying on the Island, you should actually see the water. Upgrades include: Luxury vinyl plank flooring Granite countertops Shaker-style cabinetry Stainless steel appliances Updated HVAC (2025) Kitchen remodel (2017) Water heater (2016) Washer & Dryer (2025) BRAND NEW BALCONY (2026) Location? You're in the sweet spot. Walk to the Okaloosa Island Boardwalk, the fishing pier, Gulfarium Marine Adventure Park, Wild Willie's Adventure Zone, and local favorite Rick's on the Island via the scenic inlet path. The new 122-slip marina just east of the building adds even more long-term value to this bayfront address. Hermitage amenities include: Large bayfront pool Dock and fishing pier BBQ areas Assigned parking Pet walking area Bayfront seating areas Whether you're looking for a personal getaway, a rental performer, or both  this one checks the boxes. Beach access. Bay views. Walkability. Income potential.

Highlights

Listed by Geoffrey B Goodsell , 850-830-1928 Coldwell Banker Realty , 850-863-4563. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

1373 Monthly

Year Built

1983

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Hermitage Condominium

Listing ID

995222

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Washer/Dryer Hookup

Exterior Features

Lot:Bay
Others:
  • Additional:Balcony
Sewer:Public Sewer
Principal Interest
$1,598
Taxes
$290
HOA
$1,373

Home Price

$315,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$63,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,597.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,597.62 $289.66 $1,373.00 $3,260.28
Yearly $19,171.45 $3,475.88 $16,476.00 $39,123.33
Total $575,143.40 $104,276.40 $494,280.00 $1,173,699.80

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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