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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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409 Heritage Ct , Fort Walton Beach, FL 32547
$347,900
Est. Payment: $1,922.10/mo
3 Bed
2 Bath
1616 Sqft
0.12 Acres
Status: Active | Days on site: 80
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ECSI - E1802
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Beautiful Two-Story Home on a Peaceful Cul-de-Sac! This charming residence offers comfort, style, and convenience in a prime Fort Walton Beach location. MAJOR UPDATES INCLUDE: new roof (2026), new luxury vinyl plank flooring and carpet (June 2026), and new stainless-steel stove, dishwasher, and refrigerator (June 2026). The HVAC system was installed in July 2023, and the water heater replaced in 2018. The thoughtfully designed floor plan features an open-concept living, dining, and kitchen area--perfect for everyday living and entertaining. The living room boasts a cozy wood-burning fireplace, while the first-floor primary suite includes an en-suite bath and a dedicated shoe closet. The kitchen offers a bright breakfast nook for casual dining. Upstairs, you'll find additional bedrooms, a full hall bath, and a spacious loft ideal for a home office, playroom, exercise area, or flexible living space. The shaded backyard includes an inviting open patio, perfect for relaxing or hosting gatherings outdoors. Conveniently located near medical facilities, the Fort Walton Beach Golf Club, and centrally positioned between Eglin Air Force Base and Hurlburt Field's back gate, this home combines modern updates with an excellent location.
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Highlights

Listed by Janet M Bishop , 850-803-9210 Coastal Realty Services , 850-244-2100. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.12

Year Built

1990

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

Heritage

Listing ID

1006812

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor Tile,Floor Vinyl,Floor WW Carpet New
Other:
  • ▪ Additional:Ceiling Raised, Fireplace, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Cul-De-Sac,Irregular
Lot Dimensions:28X85.67X82X107.87
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Lawn Pump, Sprinkler System, Porch Open, Fenced Lot-Part, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$1,922
Taxes
$241

Home Price

$347,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$69,580
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,922.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,922.10 $241.42 $0.00 $2,163.51
Yearly $23,065.17 $2,897.00 $0.00 $25,962.17
Total $691,955.06 $86,910.00 $0.00 $778,865.06

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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