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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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439 Waterway Ln , Fort Walton Beach, FL 32547
$310,000
Est. Payment: $1,572.10/mo
2 Bed
3 Bath
1206 Sqft
Status: active | Days on site: 116
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 439 Waterway Lane in Fort Walton Beach--an UPDATED 2BR townhome offering COASTAL LIVING, INVESTMENT POTENTIAL, and everyday comfort. Short term rentals are not allowed. Located near the Intracoastal Waterway and just minutes to OKALOOSA ISLAND and white-sand beaches, this property is ideal as a PRIMARY HOME or VACATION GETAWAY. Inside features an OPEN-CONCEPT layout, UPDATED KITCHEN with CONCRETE COUNTERTOPS, breakfast bar, and modern appliances. The living area opens to a PRIVATE PATIO with storage. Upstairs, TWO SPACIOUS SUITES each offer PRIVATE BATHS.

Highlights

Listed by Lana Parks , 850-686-4000 Watersound Real Estate , 850-231-7792. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.03

HOA Fee

Year Built

1985

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Harbor T/H

Listing ID

998571

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Refrigerator, Smooth Stovetop Rnge
Floor:Floor Tile

Exterior Features

Others:
  • Additional:Fenced Back Yard, Yard Building
Principal Interest
$1,572
Taxes
$53
HOA
$0

Home Price

$310,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$62,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,572.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,572.10 $53.19 $0.00 $1,625.29
Yearly $18,865.18 $638.32 $0.00 $19,503.50
Total $565,955.36 $19,149.60 $0.00 $585,104.96

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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