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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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20 NW Sherwood Rd , Fort Walton Beach, FL 32547
$560,000
Est. Payment: $2,840.21/mo
4 Bed
3 Bath
2176 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Rare Kenwood lakefront opportunity! Situated on a .79-acre cul-de-sac lot with approximately 200 feet of Bass Lake frontage, this property offers endless potential in a peaceful setting surrounded by mature oak trees. Located in Flood Zone X, the home features 4 bedrooms, 2.5 bathrooms, hardwood floors, and a fireplace. Major updates have already been completed, including a new roof, new hot water heater, new garage door and opener, fresh exterior paint, and new carpet. The kitchen and bathrooms remain original, providing the perfect opportunity to customize the home to your style while preserving its character. The oversized lot offers ample room to expand and may provide the opportunity for an Accessory Dwelling Unit (ADU), subject to buyer verification and approval by the City of Fort Walton Beach. Whether you're searching for a primary residence, renovation project, or investment opportunity, this unique waterfront property combines space, location, and incredible potential.

Highlights

Listed by Starr D Barton , 850-499-3858 Lokation , 954-545-5583. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.79

Year Built

1966

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Forest Park

Listing ID

1009105

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • Additional:Fireplace, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Easements,Sidewalk,Within 1/2 Mile to Water,See Remarks,Lake
Lot Dimensions:198x230x125x150
Zoning:Resid Single Family
Others:
  • Additional:Dock, Lawn Pump, Patio Open
Principal Interest
$2,840
Taxes
$493

Home Price

$560,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$112,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,840.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,840.21 $492.70 $0.00 $3,332.91
Yearly $34,082.57 $5,912.37 $0.00 $39,994.94
Total $1,022,477.16 $177,371.10 $0.00 $1,199,848.26

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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