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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1815 Whispering Oaks Ln , Fort Walton Beach, FL 32547
$259,000
Est. Payment: $1,313.46/mo
3 Bed
3 Bath
1511 Sqft
Status: active | Days on site: 15
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

| NEW ROOF & HVAC 2022 | GRANITE COUNTERTOPS | NO HOA | GARAGE | LUXURY VINYL PLANK FLOORS | Welcome to this beautifully updated, turn-key townhome in the heart of Fort Walton Beach. Location is everything, and this rare property puts you minutes from the best of the Emerald Coast, combining low-maintenance living with the freedom of no HOA fees. Spanning 1,511 square feet, this spacious 3-bedroom, 2.5-bath home is one of the larger townhomes in the subdivision. Major mechanical improvements provide lasting value and peace of mind, including a new roof and HVAC system installed in 2022. Whether you are searching for a move-in-ready primary residence or a high-yield investment property, this home is ready for its next chapter. Step inside to a bright, open-concept layout where luxury vinyl plank flooring extends throughout. The spacious kitchen flows seamlessly into the dining and living areas, creating an ideal space for everyday living and entertaining. Premium upgrades include granite countertops, a stylish tile backsplash, a center island with breakfast bar seating, and a deep stainless-steel sink. The kitchen comes fully equipped with a stainless-steel range, dishwasher, and microwave, all new in 2023 and refrigerator. Modern fixtures, new energy-efficient LED light fixtures, and a conveniently located half bath complete the downstairs space. Upstairs, you will find three spacious bedrooms and two full bathrooms. The primary suite features a spacious room with new stylish led light and fan as well as a private en-suite bathroom updated with premium granite countertops, new sinks and plumbing fixtures. The two additional bedrooms feature new stylish ceiling fans to keep the spaces cool and comfortable. The hall bathroom has been tastefully updated with premium granite countertops, newer sinks, and modern plumbing fixtures, adding a cohesive, upscale feel throughout the home. Outside, the home features a private driveway leading to a one-car garage for secure parking and extra storage. The backyard offers a cozy patio and a privacy-fenced outdoor space complete with a secure gate, creating the perfect setting for relaxing or grilling. Enjoy a quick commute to both Hurlburt Field and Eglin AFB, effortless access to the shopping and dining corridor along Beal Parkway, and a short 7-mile drive to local white-sand beaches. This move-in-ready townhome is also just around the corner from a public golf course and the University of West Florida Fort Walton Beach campus. Come see it Today!

Highlights

Listed by Naomi L Akers , 850-496-4463 Dewise Realty LLC , 850-572-9849. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.04

Year Built

1997

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Forest Oaks Ph 1

Listing ID

1006388

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Oven Continue Clean, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Breakfast Bar, Newly Painted, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:22x85
Zoning:Resid Multi-Family
Others:
  • Additional:Patio Open
Sewer:Public Sewer
Principal Interest
$1,313
Taxes
$218

Home Price

$259,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$51,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,313.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,313.46 $217.72 $0.00 $1,531.19
Yearly $15,761.55 $2,612.67 $0.00 $18,374.22
Total $472,846.57 $78,380.10 $0.00 $551,226.67

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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