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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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770 Sundial Ct Unit 208 , Fort Walton Beach, FL 32548
$449,000
Est. Payment: $2,277.24/mo
2 Bed
2 Bath
1085 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Emerald Isle 208 -- a luxury Gulf-front end unit beach retreat w/ private parking space - located on beautiful Okaloosa Island. This impeccably maintained 2BR/2BA residence has been thoughtfully upgraded and professionally styled to deliver the perfect blend of coastal elegance and modern comfort. From the moment you enter, your eyes are drawn to the stunning shiplap feature wall that anchors the living space, creating a refined yet relaxed beach aesthetic. The open-concept living area flows seamlessly onto an oversized, due-south-facing balcony -- a rare and highly desirable orientation that offers endless, unobstructed Gulf views and sun-drenched days year-round. Whether you're enjoying your morning coffee at sunrise or winding down with a glass of wine as the waves roll in, this expansive outdoor space is designed for true Gulf-front living. The fully remodeled bathrooms showcase beautiful finishes and elevated details, while newer furnishings throughout the condo provide a fresh, luxurious feel. The kitchen is well-appointed and ready for entertaining, featuring everything needed to prepare a sunset dinner after a day on the beach. Sleeping Accommodations: Primary Suite: King Bed with private bath Guest Bedroom: Two Full Beds Living Area: Sleeper Sofa (Comfortably accommodates up to 6 guests.) Emerald Isle is a beachfront complex offering direct access to the sugar-white sands and emerald waters of the Gulf. The beachside pool overlooks the shoreline and includes a convenient ramp for easy beach access. The pool deck features ample lounge seating and grilling areas, perfect for relaxed evenings by the water. From the western side of the property, enjoy views of the Destin Sound -- part of the Intracoastal Waterway -- where yachts and fishing vessels glide past against a stunning coastal backdrop. Ideally located just minutes from dining, shopping, and entertainment in Fort Walton Beach and a short drive to the vibrant harbor district of Destin, you're perfectly positioned to enjoy the best of the Emerald Coast. Spend the day at Gulfarium Marine Adventure Park, cool off at Big Kahuna's Water & Adventure Park, or fish from the nearby Okaloosa Island Pier. Whether you're seeking a luxury second home, an investment opportunity, or your own private Gulf-front escape, Emerald Isle 208 delivers elevated coastal living with breathtaking views in every direction.

Highlights

Listed by Kyle V Hock , 850-225-6893 RealJoy Realty LLC , 850-290-8060. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1974

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Emerald Isle

Listing ID

996652

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Owner's Closet

Exterior Features

Lot:Gulf
Others:
  • Additional:Balcony, Tennis Court, Patio Covered, Patio Open, Porch Open
Sewer:Public Sewer
Principal Interest
$2,277
Taxes
$419
HOA
$0

Home Price

$449,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,277.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,277.24 $419.50 $0.00 $2,696.74
Yearly $27,326.92 $5,033.96 $0.00 $32,360.88
Total $819,807.58 $151,018.80 $0.00 $970,826.38

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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