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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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625 Emerald Ln , Fort Walton Beach, FL 32547
$315,900
Est. Payment: $1,602.19/mo
3 Bed
2 Bath
1392 Sqft
Status: active | Days on site: 72
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Emerald Gardens, one of Fort Walton Beach's best-kept secrets! This beautifully updated home offers the perfect blend of comfort, convenience, and low-maintenance living. Recent improvements include an updated kitchen featuring a quartz countertop, new undermount sink and faucet, and appliances(2024). Throughout the home, you'll find durable tile and luxury vinyl plank flooring, along with updated tiled showers for a fresh, modern feel. The spacious primary suite is conveniently located on the first floor, providing privacy and ease of living. Upstairs you will find 2 additional bedrooms and a full bath. Need extra space? You'll love the flexible office/bonus room featuring a skylight that fills the space with natural light and a large closet for added storage. Perfect as a home office, guest suite, media room, or easily utilized as a 4th bedroom. A one-car garage offers additional storage and parking, while hurricane-rated windows and doors provide added peace of mind, energy efficiency and lower insurance . Residents enjoy access to community amenities including a sparkling pool (super close to your door) and additional parking for boats, RVs, and recreational toys. The HOA maintains front yard landscaping and covers roof replacements, helping to simplify homeownership. The location is hard to beat--just minutes from both Eglin Air Force Base and Hurlburt Field, with shopping, dining, schools, parks, and the beautiful Emerald Coast beaches all within easy reac Whether you're searching for a primary residence, second home, or investment opportunity, this move-in-ready property offers exceptional value in a highly desirable community. Noteable updates/upgrades: Appliances 12/2024, Doors & Windows 4/2025, Fans 12/2024, Gutters/Leafguard 7/2025, Kitchen Quartz, sink & faucet 5/2026

Highlights

Listed by Melinda Vazquez , 850-855-3307 Coldwell Banker Realty , 850-897-4563. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.05

HOA Fee

Year Built

1987

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Emerald Gardens

Listing ID

1004824

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Gas
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Newly Painted, Pantry, Shelving, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Cul-De-Sac,Dead End,Interior,Level
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Patio Covered
Sewer:Public Sewer
Parking Features:RV,See Remarks
Principal Interest
$1,602
Taxes
$204
HOA
$0

Home Price

$315,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$63,180
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,602.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,602.19 $204.32 $0.00 $1,806.51
Yearly $19,226.22 $2,451.87 $0.00 $21,678.09
Total $576,786.67 $73,556.10 $0.00 $650,342.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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