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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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124 SE Elm Ave Unit 3D , Fort Walton Beach, FL 32548
$225,000
Est. Payment: $1,243.09/mo
2 Bed
1 Bath
960 Sqft
Status: Pending | Days on site: 10
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Harrison Lilly Team
Owner/Operator

House Description

Location, convenience, and flexibility come together in this updated 2-bedroom, 1-bath first-floor condo just minutes from downtown Fort Walton Beach! Offering easy ground-level living and the added bonus of a private backyard, this home is a great opportunity for a primary residence, long-term rental, or vacation rental. Inside, you'll find an updated interior with a comfortable layout designed for easy everyday living. The first-floor location means no stairs to navigate, while the private backyard provides a great space to relax, entertain, or enjoy the Florida sunshine. And the numbers are hard to ignore! The HOA is just $280 per month, making this an attractive option for both homeowners and investors. With downtown Fort Walton Beach, shopping, dining, entertainment, and the Emerald Coast just minutes away, this condo offers the location and versatility buyers are looking for. Whether you're searching for your next home, an investment property, or a flexible rental opportunity, this updated condo is ready to deliver. Come see why this one deserves a spot at the top of your list!

Highlights

Listed by Lena Reeves Home Group , 850-225-2664 and Lena A Reeves , 850-225-2664 Newcastle Property Management , 850-424-7403. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1983

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Elm Place Condo

Listing ID

1011272

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Microwave, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Fireplace

Exterior Features

Others:
  • ▪ Additional:Fenced Back Yard, Patio Open
Sewer:Public Sewer
Principal Interest
$1,243
Taxes
$117
HOA
$0

Home Price

$225,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$45,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,243.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,243.09 $116.57 $0.00 $1,359.66
Yearly $14,917.11 $1,398.79 $0.00 $16,315.90
Total $447,513.33 $41,963.70 $0.00 $489,477.03

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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