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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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345 NE Okaloosa Rd , Fort Walton Beach, FL 32548
$385,000
Est. Payment: $1,952.65/mo
3 Bed
2 Bath
1791 Sqft
Status: active | Days on site: 38
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Beach Life Is Calling! Located just a half-mile from the sugar-white sands and emerald waters of the Gulf Coast, this beautifully updated 3-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and coastal charm. With 1,550 square feet of living space and being sold fully furnished, this move-in-ready property is ideal as a primary residence, vacation getaway, or income-producing rental. The bright and inviting floor plan is designed for both everyday living and entertaining, while tasteful updates throughout provide a modern, welcoming feel. Outside, you'll find a spacious 2-car carport and plenty of room for beach gear and outdoor essentials. Spend your mornings walking to the beach, your afternoons soaking up the Florida sunshine, and your evenings enjoying the laid-back coastal lifestyle. Whether you're searching for a personal retreat, a second home, or a rental investment, this property offers incredible flexibility and value. Turn the key and start enjoying beach life from day one--everything you need is already here. Fully furnished, beautifully updated, and rental-ready, opportunities like this don't come along often. Don't miss your chance to own a slice of paradise just minutes from the beach. Schedule your private showing today.

Highlights

Listed by Jessica R Paz Lombardi , 614-571-0757 simpliHOM , 850-714-4733. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.24

Year Built

1957

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Elliotts Point 7Th Addn

Listing ID

1004958

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Refrigerator, Stove/Oven Electric, Water Heater - Gas
Air Cond:Gas
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Newly Painted, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:90x124
Zoning:Resid Single Family
Others:
  • Additional:Fenced Privacy
Sewer:Public Sewer
Parking Features:Carport,Carport Attached,Covered
Principal Interest
$1,953
Taxes
$318

Home Price

$385,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$77,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,952.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,952.65 $317.58 $0.00 $2,270.23
Yearly $23,431.77 $3,811.00 $0.00 $27,242.77
Total $702,953.05 $114,330.00 $0.00 $817,283.05

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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