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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6 NE Bay Ct , Fort Walton Beach, FL 32548
$699,000
Est. Payment: $3,861.87/mo
3 Bed
2 Bath
2736 Sqft
0.51 Acres
Status: Active | Days on site: 13
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to the Bay House, *VA backed mortgage, Assumable VA loan at 2.25%, bring your VA entitlement, subject to VA approval. Location is the lifestyle! Launch the boat, grab the kayaks, cruise to the Yacht club, shop, dine and catch a downtown concert - all just a golf cart away. Situated in Elliott Point in a quiet cul-de-sac, just steps from a few Bay water access points and the neighborhood boat launch. This is a super spacious home on a HALF an acre lot with a side gate for RV or boat parking. Enjoy bright living spaces with coastal finishes: large living room and a separate den, dining area, marble kitchen counter-tops, a beautiful wine bar with black granite counter and vessel sink, custom cabinetry, modern bathrooms with European touches, an extra large primary suite with a massive walk in shower, double vanity sink, soaking tub and a massive closet (flex space, nursery), plank tile throughout, tank less water heater, stainless upgraded appliances. Plenty of storage: attached garage (with 2 doors - access it from the back yard or front yard) and a spacious back yard shed. Live where you play!

Highlights

Listed by Alina R Ryder , 985-788-9946 The Realty Firm Inc , 850-585-4869. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.51

Year Built

1950

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Elliotts Point 4Th Addn

Listing ID

1012699

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Ice Machine, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Wine Refrigerator, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup, Wet Bar, Woodwork Painted

Exterior Features

Lot:Cleared,Cul-De-Sac,Interior,Irregular,Within 1/2 Mile to Water
Lot Dimensions:60 x 188 x 14 x 47 x 147 x 188
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Patio Open, Porch Open
Sewer:Community Sewer,Public Sewer
Parking Features:Garage,Oversized,RV
Principal Interest
$3,862
Taxes
$446

Home Price

$699,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,861.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,861.87 $445.61 $0.00 $4,307.49
Yearly $46,342.49 $5,347.35 $0.00 $51,689.84
Total $1,390,274.75 $160,420.50 $0.00 $1,550,695.25

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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