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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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357 NE Kepner Dr , Fort Walton Beach, FL 32548
$359,900
Est. Payment: $1,988.40/mo
3 Bed
2 Bath
1288 Sqft
0.22 Acres
Status: Active | Days on site: 24
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Harrison Lilly Team
Owner/Operator

House Description

Welcome home to this beautiful 3-bedroom, 2-full-bath home in the highly sought-after Elliott Point area, just two short blocks from the Choctawhatchee Bay! This move-in-ready home features an open-concept floor plan connecting the kitchen, living, and dining areas, wood-look porcelain tile throughout the main living spaces, and brand-new carpet installed in all three bedrooms. The modern kitchen showcases rich-stained cabinetry, granite countertops, a double-bowl sink with disposal, stainless-steel appliances, and a large bar-top island perfect for entertaining. Enjoy the bright and inviting sunroom, offering abundant natural light and a lovely space to relax or enjoy the backyard views. A convenient indoor laundry room adds to the functionality of the home. The spacious primary suite features a bathroom with a custom-tiled shower, oversized vanity, and separate toilet area. Two additional bedrooms offer generous space and ample closet storage, while the second updated full bathroom includes a tile shower/tub combination, custom vanity, and modern finishes. The large living room opens to the backyard patio featuring a custom-built pergola--perfect for grilling, entertaining, and enjoying beautiful Florida evenings. The fully fenced backyard offers plenty of room for hosting family and friends, while a covered carport with additional storage provides even more convenience. Ideally located near local military bases, beautiful Emerald Coast beaches, schools, shopping, and dining, this home offers the perfect combination of location, modern updates, and outdoor living. Wiring- copper Roof- 2021

Highlights

Listed by Teresa K Pattison , 850-685-5963 Coldwell Banker Realty , 850-863-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.22

Year Built

1950

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Elliotts Point 4Th Addn

Listing ID

1011774

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Gas

Exterior Features

Lot Dimensions:75X132
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Carport

Open House

Upcoming Open Houses
Sunday 1:00 pm - 3:00 pm Oct 11
Principal Interest
$1,988
Taxes
$244

Home Price

$359,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$71,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,988.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,988.40 $243.70 $0.00 $2,232.10
Yearly $23,860.75 $2,924.40 $0.00 $26,785.15
Total $715,822.44 $87,732.00 $0.00 $803,554.44

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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