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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2 NE Bay Dr , Fort Walton Beach, FL 32548
$549,000
Est. Payment: $3,033.15/mo
4 Bed
3 Bath
2060 Sqft
0.32 Acres
Status: Active | Days on site: 83
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EBMA - E9308
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Experience the best of coastal living in this charming 5-bedroom home situated in the quiet, well-established neighborhood of Elliott Point. With just a short drive to the beach or boat launch, this beautiful home blends the best of an Old Florida lifestyle with modern conveniences and extensive outdoor living. The main floor offers 4 bedrooms, 2 baths, kitchen, pantry, laundry, and two spacious living areas along with a large, screened patio just off the back dining room. While the second floor brings a bonus space/bedroom, a half bath, and an over-sized balcony with peek-a-boo views of Choctawhatchee Bay. The large backyard and garden areas include a brick grill-fireplace, a hot tub and gazebo, an outdoor shower, a peaceful lanai, and a side driveway with two outdoor storage sheds. The additional side driveway also offers space for an RV or boat/trailer. Wake up early and watch the sun rise over the Bay at the Hollywood Blvd Water Access Park only steps from your front door. In addition, this home is equipped with a whole-house water filtration system, a 50-gallon water tank, and an updated irrigation system with both front and backyard sprinklers. The seller is offering a home warranty and has a transferrable termite bond. This home would also make a great vacation rental as there is NO HOA, is close proximity to the beach, restaurants, and all the abundance of water activities the Emerald Coast is known for. Schedule your private showing today
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Highlights

Listed by Whitney Pavlov , 850-420-9499 Century 21 AllPoints Realty , 850-837-7800. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.32

Year Built

1950

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

Elliotts Point 4Th Addn

Listing ID

1007586

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Stove/Oven Gas, Water Heater - Elect
Air Cond:Wall/Window Unit(s),Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Corner,Within 1/2 Mile to Water
Lot Dimensions:110X149X90X134
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Hot Tub, Lawn Pump, Shower, Sprinkler System, Yard Building, Patio Enclosed, Porch, Porch Open, Fenced Lot-All
Sewer:Public Sewer
Principal Interest
$3,033
Taxes
$203

Home Price

$549,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,033.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,033.15 $203.44 $0.00 $3,236.58
Yearly $36,397.75 $2,441.24 $0.00 $38,838.99
Total $1,091,932.53 $73,237.20 $0.00 $1,165,169.73

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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