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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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909 Santa Rosa Boulevard Unit 548 , Fort Walton Beach, FL 32548
$320,000
Est. Payment: $1,767.95/mo
2 Bed
2 Bath
1035 Sqft
Status: Active | Days on site: 113
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ENCS - E8037,E21772
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Wake up to peaceful Sound views from this beautifully furnished fourth-floor condo in El Matador on Okaloosa Island. This spacious 2-bedroom, 2-bath residence offers a rare combination of storage, comfort, and lifestyle -- with a large balcony accessible from both the living room and primary suite. Enjoy private Gulf-front beach access just steps away, plus resort-style amenities including two pools (one heated), fitness center, sauna, tennis, pickleball, and basketball courts. Whether you're searching for a full-time residence, vacation escape, or income-producing property, this condo checks every box -- and at an exceptional Island value. Snowbirds welcome.
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Highlights

Listed by Dana L Topel , 850-218-4511 and Jennifer Wilson , 850-865-2788 NextHome Cornerstone Realty , 850-389-8787. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1972

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

El Matador Condo

Listing ID

1008700

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Microwave, Oven Self Cleaning, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile

Exterior Features

Lot:Gulf
Others:
  • ▪ Additional:Balcony, Patio Open
Sewer:Public Sewer
Principal Interest
$1,768
Taxes
$246
HOA
$0

Home Price

$320,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,767.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,767.95 $245.60 $0.00 $2,013.55
Yearly $21,215.45 $2,947.14 $0.00 $24,162.59
Total $636,463.41 $88,414.20 $0.00 $724,877.61

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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