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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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909 Santa Rosa Boulevard Unit 524 , Fort Walton Beach, FL 32548
$299,999
Est. Payment: $1,521.54/mo
1 Bed
1 Bath
814 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Wake up to beautiful views right on the gulf from this spacious and beautifully furnished 1-bedroom, 1-bath condo at El Matador on Okaloosa Island. Located on the second floor, this residence offers a comfortable layout with a large balcony accessible from both the living room and primary bedroom-perfect for enjoying your morning coffee or unwinding while taking in the peaceful coastal views. Just steps from private Gulf-front beach access, El Matador offers an impressive array of amenities including two swimming pools, one heated seasonally, a fitness center, sauna, tennis and pickleball courts, basketball courts, and over 11 acres of beautifully maintained tropical grounds. The gated community also features 24-hour security for added peace of mind. Whether you're looking for a full-time residence, a second home, a snowbird retreat, or an income-producing vacation property, Unit 524 offers an exceptional opportunity to enjoy the best of Okaloosa Island. With both Sound and Gulf views, fantastic amenities, and easy access to the sugar-white beaches of the Emerald Coast, this is one you won't want to miss!

Highlights

Listed by Logan S Carr , 850-902-7787 and Connor R Hollis , 850-240-7092 Alicia Hollis Sales , 850-244-1134. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1971

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

El Matador Condo

Listing ID

1009917

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Pantry

Exterior Features

Lot:Gulf,Sound
Others:
  • Additional:Balcony, BBQ Pit/Grill, Sprinkler System, Tennis Court
Sewer:Public Sewer
Principal Interest
$1,522
Taxes
$248
HOA
$0

Home Price

$299,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$60,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,521.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,521.54 $248.20 $0.00 $1,769.74
Yearly $18,258.46 $2,978.41 $0.00 $21,236.87
Total $547,753.80 $89,352.30 $0.00 $637,106.10

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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