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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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909 Santa Rosa Boulevard Unit 329 , Fort Walton Beach, FL 32548
$459,000
Est. Payment: $2,535.91/mo
2 Bed
2 Bath
1113 Sqft
Status: Active | Days on site: 7
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EDR4 - E25504
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Harrison Lilly Team
Owner/Operator

House Description

Direct gulf views, a coveted corner position and an updated interior set the stage for this second-floor condominium in one of El Matador's gulf-front buildings on Okaloosa Island. Located in sought-after Building 3, the two-bedroom residence pairs an easy-access location with two additional living and dining room windows that bring in abundant natural light and broaden the water views. The open living and dining area serves as the heart of the home, with sliding glass doors extending the space onto a private balcony overlooking the Gulf of Mexico and the gulf-front pool. The corner configuration adds windows along the side of the residence, creating a bright, inviting setting for relaxing and entertaining. The updated kitchen offers generous cabinetry and counter space, stainless steel appliances, a pantry and a window above the sink. A breakfast bar connects the kitchen to the main living area, adding seating and serving space. The primary bedroom enjoys its own set of sliding glass doors opening directly to the balcony, allowing gulf views to continue into the private suite. The spacious guest bedroom fits two beds and includes a walk-in closet, while updated bathrooms complete the interior. Set across more than 10 landscaped acres along the Gulf of Mexico, El Matador offers direct private beach access and an extensive collection of resort-style amenities. Residents and guests enjoy two swimming pools, including a gulf-front pool and a seasonally heated pool, along with tennis courts, a fitness center, saunas and steam rooms, barbecue and picnic areas, and community gathering spaces. A guard-gated entrance with 24-hour security adds another layer of convenience. With its corner placement, second-floor accessibility, updated kitchen and baths, additional windows and direct gulf views, this residence offers an appealing opportunity to enjoy the beachfront setting and amenities of Okaloosa Island.

Highlights

Listed by Whitney E Cooley , 850-368-5782 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1975

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

El Matador Condo

Listing ID

1013009

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Owner's Closet, Pantry, Split Bedroom, Woodwork Painted

Exterior Features

Lot:Gulf
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill
Sewer:Public Sewer
Principal Interest
$2,536
Taxes
$395
HOA
$0

Home Price

$459,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$91,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,535.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,535.91 $395.13 $0.00 $2,931.04
Yearly $30,430.91 $4,741.60 $0.00 $35,172.51
Total $912,927.20 $142,248.00 $0.00 $1,055,175.20

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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