Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

1328 SE Miracle Strip Pkwy Unit 505 , Fort Walton Beach, FL 32548
$619,000
Est. Payment: $3,419.89/mo
3 Bed
2 Bath
1587 Sqft
Status: Pending | Days on site: 71
Get Pre-Qualified
EWAL - E31630,E31630
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Welcome to Osprey 505 at Destin West Beach & Bay Resort, where your balcony overlooks the famous lazy river and pool complex with sparkling Choctawhatchee Bay views. Sold fully furnished and truly turnkey, this 3BR/2BA condo features a brand-new HVAC (one of two, installed June 2026), freshly painted walls and trim, granite countertops, stainless appliances, and LVP and tile flooring. The primary bath is thoughtfully equipped with safety grab bars at both tub and toilet - a true accessibility feature nearly impossible to find in beach condos, welcoming guests with limited mobility and multi-generational families alike. An established vacation rental with consistent income history, ready to earn from day one. Destin West offers the best of both worlds - Gulfside: 5,000 sq. ft. beachside pool, hot tub, kiddie pool, second heated pool, and fitness center; Bayside: 700-foot lazy river (floats provided!), zero-entry access, heated pool with waterfall, two hot tubs, the Osprey building's own pool, and a bayside dock with boat slips - all linked by a private pedestrian bridge. The new Sunset Isle Yacht Club marina sits just east, with Island Watersports to the west offering pontoon and jet ski rentals for a quick run to famous Crab Island. Walk to The Boardwalk's gulf-front dining, the Gulfarium, and the pier. To the east, miles of protected, undeveloped military shoreline keep the island uncrowded - minutes from Destin without the congestion.

Highlights

Listed by Shelley G Tumlin , 850-855-7640 David Wallace Realty Llc , 850-368-3601. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2006

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Destin West Osprey

Listing ID

1008162

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Handicap Provisions, Lighting Recessed, Newly Painted

Exterior Features

Lot:Intracoastal Wtrwy,Bay
Others:
  • ▪ Additional:Balcony, Patio Covered
Sewer:Public Sewer
Parking Features:See Remarks
Principal Interest
$3,420
Taxes
$661
HOA
$0

Home Price

$619,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$123,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,419.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,419.89 $661.03 $0.00 $4,080.92
Yearly $41,038.63 $7,932.37 $0.00 $48,971.00
Total $1,231,158.90 $237,971.10 $0.00 $1,469,130.00

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services