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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1405 Ariel Ln , Fort Walton Beach, FL 32547
$385,000
Est. Payment: $1,952.65/mo
3 Bed
3 Bath
2130 Sqft
Status: active | Days on site: 188
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

North Fort Walton Beach's most move-in-ready value in Crosswinds Landing -- built for military families relocating to the area. At 2,130 SF, 1405 Ariel Lane is the largest detached home currently active in the subdivision, just 10 minutes from Eglin AFB's main gate, 18 from Hurlburt Field, and moments from Fort Walton Beach Medical Center -- an ideal address whether you're reporting for duty, reporting to work, or supporting someone who is. 3BR/2.5BA, first-floor master suite, cathedral and vaulted ceilings, skylights, gas fireplace, and a layout that lives larger than its footprint. Every major system already addressed, so there's nothing to inherit and nothing to negotiate around: new water heater (2026), HVAC inspected this year and confirmed fully operational (13 yrs, both units), roof 2022, epoxy-coated garage floor, new refrigerator and range. All WDO items from the original inspection fully repaired. New carpet, fenced backyard, quiet cul-de-sac lot. VA, FHA, and Conventional financing all welcome -- 100% financing available for qualified VA buyers, meaning no down payment required to move in on a PCS timeline. Vacant and easy to show on short notice. North Fort Walton Beach doesn't get much better positioned than this. 1405 Ariel Lane sits in Crosswinds Landing, a quiet cul-de-sac neighborhood just 10 minutes from Eglin AFB's main gate and 18 from Hurlburt Field -- with downtown Fort Walton Beach, the bridge to Okaloosa Island, and the beaches themselves all within easy reach. If you're PCSing into the area, this is the corridor you want to land in. Here's the real story: a prior buyer walked away after an inspection report. Instead of negotiating around it, the sellers simply fixed it -- every item. Then they kept going. A new roof in 2022. A brand-new water heater. The HVAC system, though 13 years old, was inspected this year and confirmed fully operational -- no surprises waiting for the next owner. A new refrigerator and range. An epoxy-coated garage floor. New carpet through the main living areas. Ready now, with no deferred maintenance to inherit. At 2,130 square feet, this is the largest move-in-ready detached home currently available in Crosswinds Landing -- three bedrooms, two and a half baths, a first-floor master suite, and cathedral and vaulted ceilings that open the space up well beyond its square footage. Skylights, a gas fireplace, a fenced backyard, and an attached garage round out a home built for easy, comfortable living on a quiet cul-de-sac lot. VA, FHA, and Conventional financing are all welcome. Location, condition, and value all line up here -- come see it before someone else does.

Highlights

Listed by Scott Martineau , 850-420-7200 RE/MAX Coastal Properties , 850-837-9900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

Year Built

1988

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Crosswinds

Listing ID

995085

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Security System, Smoke Detector, Stove/Oven Electric, Water Heater - Gas
Air Cond:Gas
Fireplaces:Fireplace Gas
Floor:Floor Tile,Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Ceiling Cathedral, Ceiling Vaulted, Newly Painted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Interior,Level
Lot Dimensions:89X60
Zoning:Deed Restrictions
Others:
  • Additional:Fenced Back Yard, Sprinkler System, Patio Open, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$1,953
Taxes
$183
HOA
$0

Home Price

$385,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$77,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,952.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,952.65 $183.36 $0.00 $2,136.01
Yearly $23,431.77 $2,200.31 $0.00 $25,632.08
Total $702,953.05 $66,009.30 $0.00 $768,962.35

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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