Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

1305 Ariel Ct , Fort Walton Beach, FL 32547
$329,000
Est. Payment: $1,817.68/mo
3 Bed
2 Bath
1304 Sqft
Status: Active | Days on site: 24
Get Pre-Qualified
EMYA - E7519-1
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

VA Assumable Loan at 5.5%. Come see this cul-de-sac home in sought after Crosswinds Landing! Enjoy the convenience of location, updated interior and enjoy the nicely shaded and landscaped backyard. With this home you can have peace of mind with updated roof (2020), water heater (2018), & HVAC (2018)! This home is conveniently located about 15 mins from Hurlburt Field, Eglin AFB & the beach! Hardwood floors throughout the living area. The double-sided gas fireplace and vaulted ceiling offers a visual centerpiece to the open floor plan. The kitchen features stainless steel appliances & a breakfast bar. There are 3 bedrooms; one of which could make a great office with plenty of natural light. The master suite has its own backyard access to a private screened-in porch. VA ASSUMABLE LOAN AVAILABLE! Property is currently financed with a VA loan at approximately 5.5% interest with an approximate remaining principal balance of $287,500.00 Qualified buyer may be eligible to assume the existing VA loan, subject to loan servicer/VA approval and applicable underwriting requirements. Buyer is responsible for any difference between the purchase price and the assumable loan balance, plus applicable closing costs and fees. Buyer does not necessarily have to be a Veteran to assume the VA loan.

Highlights

Listed by T Payne Walker , 850-855-4177 My Ardor Realty LLC , 850-855-4177. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

1986

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Crosswinds

Listing ID

1010458

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Gas
Air Cond:Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Vaulted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Survey Available
Lot Dimensions:irregular
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Sprinkler System, Patio Open, Porch Screened
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$1,818
Taxes
$240
HOA
$0

Home Price

$329,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$65,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,817.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,817.68 $239.98 $0.00 $2,057.65
Yearly $21,812.13 $2,879.71 $0.00 $24,691.84
Total $654,363.94 $86,391.30 $0.00 $740,755.24

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services