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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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638 NE Country Club Ave , Fort Walton Beach, FL 32547
$799,900
Est. Payment: $4,419.33/mo
6 Bed
4 Bath
3389 Sqft
0.26 Acres
Status: Pending | Days on site: 21
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ECU10 - E29647,E35595,E5685
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Harrison Lilly Team
Owner/Operator

House Description

New Roof just installed! Welcome to this beautifully updated brick home offering 3,389 square feet of thoughtfully designed living space with 6 bedrooms, 4 full bathrooms, and a versatile floor plan ideal for multigenerational living--all with no HOA dues! Expanded and extensively renovated with quality finishes throughout, this home seamlessly blends timeless craftsmanship with modern functionality. The main level features a dedicated office or study, while the upper level offers a spacious bonus room with a private en-suite bathroom, along with additional flex space perfect for an office/homework area or cozy reading nook. Designed for both everyday living and effortless entertaining, the gourmet kitchen showcases granite countertops, ceiling-height soft-close cabinetry, stainless steel appliances, a farmhouse sink, a pot filler, a large 12' island, and a built-in beverage bar with wine fridge. Thoughtful details including a stone accent wall, decorative beam and stylish backsplash elevate the space with warmth and character. Luxury vinyl plank flooring flows throughout the main living areas and into the spacious primary suite, which also features a custom walk-in closet. Plantation shutters throughout the home provide timeless elegance while allowing abundant natural light. Additional updates include updated lighting, a Ring doorbell, Nest thermostat, keypad locks, and a 2026 HVAC system, offering both style and peace of mind. Step outside into the screened lanai with ceiling fan overlooking the fully fenced backyard, complete with a stamped concrete patio creating the perfect space to relax, entertain, or enjoy Florida's beautiful weather year-round. Conveniently located in Country Club estate just minutes from Fort Walton Beach Golf Club, Eglin AFB, Hurlburt Field, schools, shopping, dining and the Emerald Coast's white sand beaches. This exceptional home offers the perfect combination of space, quality and location. Virtual Tour -- https://www.zillow.com/view-imx/42187e0a-1818-4932-9416-24b534f1ba40?wl=true&setAttribution=mls&initialViewType=pano

Highlights

Listed by Tracy J Craven , 318-237-6757 and Natalie R Hines , 302-602-2381 Coldwell Banker Realty , 850-684-1003. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.26

Year Built

2013

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Country Club Estates

Listing ID

1009708

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric, Wine Refrigerator, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Pantry, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Interior,Sidewalk
Lot Dimensions:75 x 150
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Hurricane Shutters, Patio Enclosed, Porch Open, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$4,419
Taxes
$508

Home Price

$799,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$159,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,419.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,419.33 $508.21 $0.00 $4,927.54
Yearly $53,031.99 $6,098.47 $0.00 $59,130.46
Total $1,590,959.62 $182,954.10 $0.00 $1,773,913.72

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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