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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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708 Spencer Dr , Fort Walton Beach, FL 32547
$410,000
Est. Payment: $2,265.19/mo
4 Bed
2 Bath
1952 Sqft
0.21 Acres
Status: Active | Days on site: 135
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EKCR - E26006
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

No HOA and low electric bill!! Solar panels paid off at closing Beautifully remodeled turnkey home featuring a brand-new HVAC system for total peace of mind. Step inside to discover gorgeous new LVP flooring and a custom built-in shelving unit perfect for décor and display space. The completely remodeled kitchen offers solid surface countertops, updated cabinetry, a new sink, and refrigerator, while a large picturesque window above the sink fills the space with natural light and overlooks the lush, private backyard. Both bathrooms have been tastefully remodeled, and all four bedrooms offer comfortable space and versatility. Enjoy outdoor living on the new deck just off the breakfast nook, surrounded by mature landscaping for added privacy. Additional features include a spacious two-car garage, oversized driveway, and a backyard designed for relaxing or entertaining. Solar panels paid at closing offers a low electric bill.
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Highlights

Listed by Kimberly Larson , 850-420-0472 Lokation , 954-545-5583. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.21

Year Built

1965

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

Colonial Heights

Listing ID

1003272

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Lighting Track, Shelving, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Level,Sidewalk
Lot Dimensions:80x115
Zoning:Resid Single Family
Sewer:Public Sewer
Parking Features:Garage,Oversized
Principal Interest
$2,265
Taxes
$235

Home Price

$410,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$82,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,265.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,265.19 $234.55 $0.00 $2,499.74
Yearly $27,182.29 $2,814.54 $0.00 $29,996.83
Total $815,468.74 $84,436.20 $0.00 $899,904.94

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T13:04:46.000Z

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